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Amazon Rewards Visa Signature Credit Card – Full Review [2023]

Jarrod West's image
Jarrod West

Jarrod West

Senior Content Contributor

Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Kellie Jez

Kellie Jez

Director of Operations & Compliance

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Amazon Rewards Visa Signature Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3.5
  • $50

  • $0

Amazon Rewards Visa Signature Credit Card

The Amazon Signature card will save you big, not only on Amazon, but also at gas stations, restaurants, and drugstores.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3.5
Learn More

(at Chase's secure site)

The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 


These days, we are online shopping now more than ever, and if there is a website that reigns supreme when it comes to online shopping, it’s Amazon.

If you’re someone who regularly shops with Amazon, then it could make sense to add a credit card to your wallet that provides some cash-back for all of those purchases — that is where the Amazon Rewards Visa Signature Card comes in.

In this guide, we will provide a breakdown of the benefits and cash-back you can receive from the Amazon Signature card to help you determine if the card makes sense for you.

Summary
Card Details
Pros & Cons

$50

Learn More

(at Chase's secure site)

Great Card If

  • You frequently shop with Amazon or Whole Foods
  • You want a card that offers flexible redemption options

Don’t Get If

  • You don’t shop much with Amazon or do your grocery shopping at Whole Foods
  • You prefer a cash-back card that isn’t specific to a certain merchant

Amazon Signature Card — Is It Worth It?

If you can’t get enough of Amazon and do your grocery shopping with Whole Foods, then you could really earn a lot of cash-back by using the Amazon Signature card.

The card is also rewarding for everyday purchases at restaurants, gas stations, and drugstores, plus offers a solid group of benefits that provides even more value to cardholders.

Amazon Signature Card Top Benefits

Baggage Delay and Lost Luggage Insurance

If your bag is delayed by more than 6 hours during your travels, your card will cover you for any emergency supplies you purchase, like clothes or hygiene essentials, up to $100 per day for up to 3 days.

If your bag is lost entirely or any of the items inside of it are damaged, especially valuables, then you’re covered up to $3,000 per person per trip.

Rental Car Collision Damage Waiver

When you pay for your rental car with the Amazon Signature card, you can decline the company’s collision insurance and be covered for theft and collision damage for most rental cars.

Keep in mind that this is secondary insurance coverage, so it will only kick in after you’ve submitted a claim with your primary car insurance provider (if you have one).

Purchase Protection

Obviously, if you’re planning on adding the Amazon Signature card to your wallet, you probably plan to buy a fair amount of items from Amazon. Well when you do, those items are covered against accidental damage or theft for up to $500 per claim and $50,000 per year, up to 120 days from the purchase date.

Extended Warranty Protection

This protection increases the U.S. manufacturer’s warranty of an item by 1 year if the original warranty is less than 3 years. In order to get this coverage, you must have paid for the item with your Amazon Signature card.

Best Ways To Earn and Redeem Amazon Reward Points

The card offers plenty of great bonus categories to help you earn more rewards, including 3% back on Amazon and Whole Foods purchases, plus 2% back at restaurants, gas stations, pharmacies, and drugstores.

Cash-back earned with your Amazon Signature card is stored as rewards points within your Amazon account that are worth a fixed 1 cent per point. This way, you’ll have the option of applying points towards any purchase when you’re ready to check out.

Fortunately, there is no minimum redemption amount required, so you can use a few points to lower the total on each purchase or save them up towards a big redemption.

If you don’t want to redeem your rewards for Amazon purchases, you’ll also have the option to redeem your points for cash-back to offset other purchases made with your card, gift cards, and even travel purchases. These redemption options are only available to you when you sign in to your account with Chase and are worth 1 cent per point, just like Amazon redemptions.

Alternative Cards to the Amazon Signature Card

Chase Freedom Unlimited®

If you want a cash-back card that offers more flexibility when it comes to how to earn rewards, and how to redeem them, then consider the Freedom Unlimited card. The card earns 1.5% back on all purchases, plus 3% back and restaurants and drugstores, and 5% back on travel purchases made through the Chase travel portal. Not to mention that this powerful point earner also has no annual fee.

Blue Cash Everyday® Card from American Express

If you like the idea of earning rewards on grocery spending but don’t do much shopping with Amazon, then the Amex Blue Cash Everyday card might be perfect for you. With it, you’ll earn 3% back at any supermarket, not just Whole Foods, up to $6,000 in purchases each year. The card also earns 2% back at gas stations and department stores to help boost your cash-back savings even further.

The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Chase Freedom Unlimited® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the Blue Cash Everyday® from American Express, click here.

Frequently Asked Questions

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

3 comments

Joyce Brant

November 25, 2018

Please cancel credit card.

Alex Miller

November 25, 2018

Hi Joyce, we’re just a travel blog 🙂 You’ll need to call the number on the back of your credit card so you can speak to the bank in order to get it cancelled. Thanks

BillyBoy0823

May 05, 2020

I bought a number of items off Amazon Using the Chase Amazon card with their flexible financing offers, as well as an item that wasn’t on the flexible plan for around $50.00. I ALSO Was offered a 0% transfer offer for 12 months. Nothing said that would void any other offers. The cost was $28.00. The next statement tells me I have to pay off the $28.00 PLUS the $700.00 amount (which was supposed to be for 12 months) as well as the one $50.00 item to AVOID Interest. Now an HONEST company would have charged for the $50.00 item first, and then 1/12th the remaining balance as offered through the Flexible financing, but not these thieves. DO NOT TRUST THEM FOR THEIR OFFERS!!!

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