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    The Amex Gold Card

    We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

    Our Verdict

    While the American Express® Gold Card might be the little brother to the benefit-packed, and more expensive, The Platinum Card® from American Express, it certainly still holds its own as a top-notch travel rewards card.

    The Amex Gold card is a powerful point-earner, especially when it comes to dining and grocery purchases, and it even offers an annual dining credit.

    So if you love food and travel, then the Amex Gold card might be the perfect card for you.

    Pros

    • Bonus Valuation:* $1,320
    • Earn 4x Membership Rewards points per $1 at restaurants worldwide, plus takeout and delivery in the U.S.
    • Earn 4x Membership Rewards points per $1 at U.S. supermarkets, up to $25,000 per calendar year in purchases, and 1x thereafter
    • Earn 3x Membership Rewards points per $1 on flights purchased directly with airlines or at Amex Travel
    • Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations
    • Access to Amex Offers
    • Trip delay insurance
    • Baggage insurance
    • No foreign transaction fees (rates and fees)
    • Access to the American Express Hotel Collection
    • Access to American Express transfer partners

    Cons

    • $250 annual fee (rates and fees)
    • Does not offer elite benefits like airport lounge access

    *This bonus value is an estimated valuation calculated by UP and not the card issuer.

    Current Welcome Offer

    Earn 60,000 points when you spend $4,000 on purchases in the first 6 months.

    Don’t Get If

    • You don’t spend much money on the cards bonus categories or travel much
    • You prefer a more premium card that offers airport lounge access or hotel elite status (such as the Amex Platinum)

    Great Card If

    • You spend a lot on groceries, dining out, and airfare
    • You want a card that earns flexible rewards
    • You’re easily able to make use of the cards annual dining credit and benefits

    Apply for The Amex Gold Card

    For rates and fees of the American Express® Gold Card, click here.

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    Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position.

    Advertising Policy: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. For more information on our advertisers and how we make money, see our advertising policy here. In addition, as an Amazon Associate we earn from qualifying purchases.

    Editorial Disclosure: The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer.