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If you’re currently serving on active duty in the military or have served, we salute you. Serving in the military brings with it major responsibilities, associated family sacrifices, and even financial challenges.
The financial challenges of military families, specifically, came to the forefront years ago and resulted in the government passing key legislation to help alleviate and restrict some of the more burdening lending practices affecting military members.
The laws, applying to financial transactions such as vehicle leases, payday loans, mortgages, and housing rights, also had a significant impact on how credit card practices, including fees and interest rates, were administered.
While credit card issuers must follow the law as written, they are also free to go above and beyond to offer additional concessions.
American Express is one of the credit card issuers that has embraced the purpose of the law and extended benefits beyond what is required by the legislation.
The Platinum Card® from American Express is one of the best examples of a value-added card that offers active military members an opportunity to enjoy hundreds, even thousands, of dollars in complimentary benefits. Be sure to note that terms apply and enrollment may be required, so explore your American Express account to ensure you’re getting the most out of your benefits.
Here’s an overview of the benefits offered to active-duty military members with the American Express Platinum card. If you decide to apply, we advise taking a look at the credit score requirements of the Amex Platinum card before pulling your credit.
Amex Platinum Card Overview
Why We Like The Amex Platinum for Active-Duty Military
A generous welcome offer, a waiver of the high annual fee (rates and fees), and statement credits for airline incidentals all result in extraordinary value for the active-duty military member.
Welcome offers vary but you can count on a value of at least 1 cent per Membership Reward point when redeeming those bonus points for travel. This translates to at least $600 in travel if the welcome offer is 60,000 points, $1,000 for 100,000 points, and so forth.
You may receive additional value by transferring your Membership Rewards to Amex airline partners, but you should earn at least 1 center per point in redemptions. For our latest valuation, check out our credit card and miles valuations, which are updated monthly.
Waived Annual Fee — Value of $695 per Year
The annual fee of $695 is waived for active military members, spouses, domestic partners, and child dependents (as defined in 38 USC 101(4)) (rates and fees). This is a huge saving that American Express offers to military members as a thank you for your service.
Additional Waived Fees for Active Military — Value Varies
In addition to the annual fee, American Express will also waive late and returned payment fees, over-limit fees, and statement copy request fees for active-duty military.
Worldwide Airport Lounge Access — Value of $700 (Estimated)
There’s always a quiet place to relax, plus complimentary food and drink at the Centurion Lounge. Centurion Lounge JFK. Image Credit: James Larounis
One of the most valuable benefits of having the Amex Platinum card is worldwide lounge access to more than 1,400 properties. For travelers, including active military, this translates to having a comfortable place to relax, grab a beverage, and have a bite to eat — all for simply being a cardmember.
The cardholder, plus 2 guests, can enjoy complimentary access to these lounge networks:
Amex Centurion Lounge (Complimentary guest access is unlocked after spending $75,000 on purchases in a calendar year)
If we value a single Centurion Lounge visit at $50 (the cost of bringing a guest), you’d simply need to visit a Centurion Lounge 14 times a year to get that $700 in value. That’s 7 round trips, with visiting the lounge on both legs.
Authorized Users — Value of $195
Adding an authorized user to your Amex Platinum card normally costs $195 (rates and fees). This fee is waived for the active-duty military cardholder.
Authorized users receive full airport lounge access privileges, making it easy to gain access for your entire family.
Enjoy an upgraded room with complimentary hotel elite status. Grand Wailea Waldorf Astoria. Image Credit: Chris Hassan
It’s difficult to put a value on hotel elite status because the value you receive will depend on how frequently you stay at the associated hotel-branded property.
The Amex Platinum card comes with Marriott Bonvoy Gold elite status and Hilton Honors Gold status upon enrollment. Having elite status instantly qualifies you for perks such as upgraded rooms, late checkout, free Wi-Fi, and bonus earnings.
Car Rental Benefits and Elite Status — Value Varies
To ensure you’re getting the most of this benefit, dive into our guide on the Amex Platinum card’s car rental benefits.
Airline Incidental Credits — Value of $200
Use your card to purchase seat upgrades, baggage fees, and other airline incidentals and receive a statement credit, up to a maximum of $200 per year. It can be a little intimidating to know how to utilize your airline credit, but here’s a guide to maximizing your airline credit to ensure you get the most out of this benefit.
Uber Cash —Value of $200
You receive up to $15 in Uber Cash monthly, plus up to $20 bonus in December, for a total of up to $200 in Uber Cash per year. You can use this Uber Cash for U.S. Uber rides or U.S. Uber Eats orders for that month. You can even use this Uber Cash for multiple purchases — just remember that it doesn’t roll over month to month.
Global Entry or TSA PreCheck Credit — Value of up to $100
Travel becomes so much easier when you breeze through immigration and customs. Pay for your Global Entry or TSA PreCheck application fee with your Amex Platinum card and receive a statement credit reimbursement once every 4 years for Global Entry or every 4.5 years for TSA PreCheck. We suggest applying for Global Entry as it comes with TSA PreCheck.
Saks Fifth Avenue Statement Credit — Value of $100
Even if you don’t normally shop at Saks, it’s fun to splurge once or twice a year and use your shopping credit. Enroll via your online Amex Platinum card account and enjoy up to a $50 credit to be used between January and June and up to another $50 in credit to be used between July and December.
Entertainment Streaming Credit — Value of $240
Receive up to $20 per month in the form of statement credits upon enrollment after charging select streaming services to your card.
Equinox Credit — Value of $300
Get up to $300 back each year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your card after enrollment.
Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which require a minimum 2-night stay, through American Express Travel when you pay with your card.
SoulCycle Credit — Value of $300
Get $300 in statement credits each time you buy a SoulCycle bike.
The Hotel Collection and Fine Hotels & Resorts — Value Varies
Splurge a little at The Hotel Collection and receive hotel credit of up to $100 to use for qualifying purchases when staying 2 consecutive nights. You’ll also receive an upgraded room at check-in.
Fine Hotels & Resorts steps it up a notch with even more benefits. A minimum stay is not required so you can enjoy these benefits even during a 1-night stay.
The Amex Platinum card comes with several additional benefits that could save you money.
Car Rental Loss and Damage Insurance — Pay for your rental car with your Amex Platinum card, refuse the car rental agency’s collision damage waiver coverage, and have secondary car rental coverage for damage or theft. This coverage is secondary to other car insurance.
American Express Auto Purchasing Program — The program could save you thousands on your next vehicle purchase.
Extended Warranty — The U.S. manufacturer’s warranty is extended by 2 years for qualifying items with less than a 5-year manufacturer’s warranty.
Purchase Protection — 120 days of protection (90 days for New York residents) is provided for damage, loss, or theft of qualifying items.
Cell Phone Protection — Receive up to $1,600 in cell phone protection (2 claims per year with up to $800 for each claim) against theft and damage. Each claim has a $50 deductible and your monthly phone bill should be paid with your Amex Platinum card to receive coverage.
This is not a complete list of additional card benefits and descriptions have been abbreviated. Full terms and conditions can be found in the Amex Platinum card guide to benefits.
Qualification and Requesting Benefits
Who Qualifies for Amex’s Active-duty Military Benefits
American Express lists the following qualified individuals who are eligible to receive benefits:
A member of the U.S. Armed Forces (any military branch) serving on active duty
Reserves called to active duty
National Guard member under active duty for more than 30 consecutive days
Commissioned Officer with the Public Health Service or NOAA
U.S. citizen serving with U.S. allied forces in war or military action
Spouse or child of an active-duty member of the Armed Forces as defined in 38 USC 101(4)
How to Apply for the Amex Platinum Card as a Military Member
Image Credit: American Express
Applying for the Amex Platinum card is simple — just click on the link in the card snapshot at the beginning of this article. You’ll need to enter your name as it appears on your military ID, your date of birth, address, telephone number, social security number, and income.
Under Income Source, you’ll want to select Military. American Express will then attempt to match your social security number to the DoD database and then apply the benefits automatically. If for any reason this does not happen automatically, you can request benefits after card approval.
How To Request Benefits on an Existing Card
Image Credit: Amex
Applying to receive SCRA benefits, which includes the waiver of the annual fee on your Amex Platinum card, is simple. Just log into your Amex Platinum card account online and select Account Services at the top of the page. Then select Credit Management and choose SCRA Benefits.
You can upload any requested information after answering a few questions.
Additionally, you can request benefits via the following methods:
Phone: Call 800-253-1720 from the U.S. or call 336-393-1111 collect from outside of the U.S.
Fax: Fax the required documents to 623-444-3000 and include your American Express account numbers
Mail: Mail documents with your account numbers to American Express, Servicemembers Civil Relief Act, P.O. Box 981535, El Paso, TX 79998-1535
American Express will verify your information and then process the benefit, which can take up to several weeks.
The welcome bonus on the Amex Platinum card is earned after meeting minimum spending requirements within the first 3 months after card approval. For how to meet the minimum spending requirements, you may want to read our list of ideas — you’ll be surprised by a few.
Many of the benefits that come with the Amex Platinum card, such as Priority Pass Select membership, car rental privileges, and hotel elite status, require registration. You can register online by signing into your Amex Platinum card account and accessing the Benefits section.
Hot Tip: American Express issues over 60 credit/charge cards and waives all annual fees for active-duty military members.
Additional Recommended American Express Cards for Active Military
While American Express has several cards that do not charge an annual fee, active military members will receive the most value from those that do.
You’ll find greater earning potential, flexible redemption options, luxury travel benefits, shopping and travel protections, and much more on cards that charge higher annual fees.
5x earnings on prepaid hotels and flights booked via Amex Travel
1.5x earnings on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in purchases per calendar year)
Up to $200 airline incidental fee reimbursement each year
Bottom Line: The best credit cards for active military will be those that generally have high annual fees because they offer great card benefits and that high annual fee is waived.
Final Thoughts
If you are anticipating entering active duty, currently on active duty, or know someone who is, consider sharing this information or taking advantage personally. The benefits offered by American Express for active military can potentially be worth thousands of dollars each year.
There are other credit card issuers who also offer active-duty military credit card benefits. To learn more about the best credit cards for active-duty military, start with our article that lists our favorites, including cards from other issuers.
For the Car Rental Loss and Damage Insurance benefit of The Platinum Card® from American Express, the benefit can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
For the Extended Warranty benefit of The Platinum Card® from American Express, -when an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For the Purchase Protection benefit of The Platinum Card® from American Express, this is an embedded benefit of your Card Membership and requires no enrollment. It can help protect Covered Purchases made on your Eligible Card when they’re accidentally damaged, stolen, or lost, for up to 90 days from the Covered Purchase date. The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Coverage Limits Apply. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For the Cell Phone Protection benefit of The Platinum Card® from American Express, coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12 month period. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of The Platinum Card® from American Express, click here. For rates and fees of The Business Platinum Card® from American Express, click here. For rates and fees of the American Express® Gold Card, click here. For rates and fees of Delta SkyMiles® Reserve American Express Card, click here. For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.
Featured Image Credit: Upgraded Points
Frequently Asked Questions
Yes, American Express waives credit card fees for active-duty military members.
Fees that are eligible to be waived include annual membership fees, over-limit fees, late payment fees, returned payment fees, and statement copy request fees.
Yes, you can have more than 1 American Express card. You can have as many as 5 American Express cards, but keep in mind there are other card issuers you may want to consider, such as Chase.
Chase has a 5/24 rule that you cannot have acquired more than 5 credit cards in the past 24 months and get approved for one of their cards.
Also, if you do apply for more than 1 American Express card, there is a limit of 2 within a 90-day period so space out your applications accordingly.
Yes. American Express will waive fees for the spouse of an active-duty member of the Armed Forces.
You can call the number on the back of your card, go online to your credit card account, fax in your information, or mail it in.
The easiest way is to call 800-253-1720 to start the process. You can also log in to your Amex Platinum card account online, select Account Services, then Credit Management, then SCRA Benefits.
Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.
Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.
22 comments
Randi Perry
February 25, 2020
Hi there. I went through the credit card offers checking tool you have linked and I am pre-approved for the 100,000 bonus points for the amex platinum card! My question is, if my husband is the one in the active duty military if we’re both on the card but I’m the one applying, will they still wave the $550 annual fee? Thanks in advance. So happy I found your site!
The card would need to be issued in his name in order for the annual fee to be waived. If you add him as an authorized user then it may still be eligible, but you would need to contact American Express directly to see if they will allow it.
Thanks for reading!
Gary
February 28, 2021
Do you have to “recertify” every year with your status or once you have completed it once you are good for life, or the duration that you keep the card active?
Hi Gary. Initially, you must first pay the annual fee and once Amex has certified your active duty, the fee is refunded. You will continue to have the fee waived as long as you are on active duty. According to American Express, it will review your account on a periodic basis with the Department of Defense. If you are no longer on active duty, Amex will send you a letter giving you 45 days’ notice that it will no longer waive the fee.
Maria Workman
March 14, 2021
Are new American Express cards eligible for waived fees for USPHS members?
Hi Maria. According to American Express “Commissioned Officers with the Public Health Service or NOAA” qualify under the MLA for waived fees on new cards. Thank you for your service.
Maria
May 11, 2021
Christine,
USPHS and NOAA fall under SCRA only so we do not qualify for the waived fee.
Thanks, Maria
Bryan
March 25, 2021
I just requested this and was denied. The response:
“To support the men and women who serve in the United States Armed Forces, we are handling your account referenced above in accordance with the Servicemembers Civil Relief Act.
The Servicemembers Civil Relief Act provides for a maximum annual interest rate of 6% per year on loans you received before starting active military duty. Our records indicate your account was opened during the active duty time period. Therefore, this account is not eligible for relief under the Servicemembers Civil Relief Act.”
Hi Bryan and thank you for your service. The SCRA, as mentioned at the beginning of this article, applies to debt incurred PRIOR to active duty. The MLA (Military Lending Act) applies during active duty. Try calling Amex using the number on the back of your card to make your request.
sonny juan
July 04, 2021
Are authorized user fees also waived, like the main cardholder fee?
Hi Anthony. A U.S. Foreign Service member is not specifically listed as qualifying status for the fee waiver. However, you may want to contact Amex (800-253-1720) to ask about your specific situation.
hyun
June 02, 2022
FYI, The American Express Hilton Aspire no longer waves annual fees for active-duty military personnel. I had the card, and got my first annual fee waived, but this year I got charged with the annual fee again. When I disputed the charge, I got a letter from the American express that now if you are not deemed eligible for SCRA or if the fee was billed outside a period of SCRA eligible active duty, the individual is responsible for paying the annual membership fee.
Hello Hyun. The fee waiver is still posted on the American Express website, under the SCRA for credit acquired prior to active duty and under the MLA for credit acquired during active duty. Not sure of your specific situation but Amex uses an automated system to verify eligibility, perhaps you can call in and verify your eligibility. Thank you very much for your service.
Athena
June 21, 2022
The site info differs from the info on here. On the Amex site it says the annual fee for this yard is only 250, and to get into the skyclub you still have to pay $39 per person. Purchase points differ as well. May gives a disclaimer or put an “as of” this date, here is what you get with the card.
I believe you have confused the Amex Delta Platinum card, which has a $250 annual fee, with the standard Amex Platinum card, which has a $695 annual fee. These are 2 seperate card products and they are quite different. Here is a comparion of the two.
Emily
July 14, 2022
I have been an Amex card holder for over 20yrs. My last three years I have applied the SCRA because my spouse is active duty. The first year went fine, but every year since has been a fight. I will be cancelling my Amex Platinum. They keep charging the annual fee. When we call to correct this, they say it takes 6 months for a refund! Then the refund never comes. Then they refuse to refund the money. Be careful with them. It’s not an easy process and they are inefficient with refunds. Alot of their representatives are not knowledgeable with SCRA and will tell you the wrong things or deny benefits you are owed. This has been a headache. I have switched to Chase Sapphire and the experience has been much better.
MJ
September 11, 2022
Can my spouse use the other benefits like Uber Cash because it shows authorize users cannot use it?
Hi MJ. Authorized users do not receive statement credit benefits such as Uber credits or Saks Fifth Avenue credits. These are only available to the primary cardholder. This article will give you more information on Amex Platinum card authorized user benefits, however, if you are active-duty military, your wife is eligible for her own primary card with its own statement credits. That would likely be the better route.
Michael DeSelle
February 17, 2023
I am a AMEX cardmember since 2007. I was a member of the LA Army National Guard for 29 years in a drilling status (which means I did not work for the military full time, but attended month “drills” at a military unit). During this time I spent 15 months on active duty in support of Operation Enduring Freedom, and I also spent 18 months on active duty working for the US Embassy in Belize. I recently transferred from the LA Army National Guard to the US Army Reserves, where I am currently a member of the 412th Theatre Engineer Command attending monthly drills as part of military obligation. Does the above information qualify me for AMEX Platinum Military Benefits?
Hi Michael. First, thank you for serving. According to American Express, only Reserves called to active duty or National Guard members under active duty for more than 30 consecutive days qualify for fee waivers. However, you can contact American Express via at 800-253-1720 to ask about your specific situation.
Any thoughts or questions? Comment below!
Email needed if you'd like comment updates. It will NOT be published.
![Amex Platinum Military Benefits for Active-duty U.S. Members – $695 Fee Waived [August 2023]](https://upgradedpoints.com/wp-content/uploads/2022/09/Amex-Platinum-Upgraded-Points-LLC-24-Large.jpg?auto=webp&disable=upscale&width=1420&height=650&fit=crop)
22 comments
Randi Perry
February 25, 2020
Hi there. I went through the credit card offers checking tool you have linked and I am pre-approved for the 100,000 bonus points for the amex platinum card! My question is, if my husband is the one in the active duty military if we’re both on the card but I’m the one applying, will they still wave the $550 annual fee? Thanks in advance. So happy I found your site!
Jarrod West
February 26, 2020
Hi Randi,
The card would need to be issued in his name in order for the annual fee to be waived. If you add him as an authorized user then it may still be eligible, but you would need to contact American Express directly to see if they will allow it.
Thanks for reading!
Gary
February 28, 2021
Do you have to “recertify” every year with your status or once you have completed it once you are good for life, or the duration that you keep the card active?
Christine Krzyszton
February 28, 2021
Hi Gary. Initially, you must first pay the annual fee and once Amex has certified your active duty, the fee is refunded. You will continue to have the fee waived as long as you are on active duty. According to American Express, it will review your account on a periodic basis with the Department of Defense. If you are no longer on active duty, Amex will send you a letter giving you 45 days’ notice that it will no longer waive the fee.
Maria Workman
March 14, 2021
Are new American Express cards eligible for waived fees for USPHS members?
Christine Krzyszton
March 14, 2021
Hi Maria. According to American Express “Commissioned Officers with the Public Health Service or NOAA” qualify under the MLA for waived fees on new cards. Thank you for your service.
Maria
May 11, 2021
Christine,
USPHS and NOAA fall under SCRA only so we do not qualify for the waived fee.
Thanks, Maria
Bryan
March 25, 2021
I just requested this and was denied. The response:
“To support the men and women who serve in the United States Armed Forces, we are handling your account referenced above in accordance with the Servicemembers Civil Relief Act.
The Servicemembers Civil Relief Act provides for a maximum annual interest rate of 6% per year on loans you received before starting active military duty. Our records indicate your account was opened during the active duty time period. Therefore, this account is not eligible for relief under the Servicemembers Civil Relief Act.”
Christine Krzyszton
March 26, 2021
Hi Bryan and thank you for your service. The SCRA, as mentioned at the beginning of this article, applies to debt incurred PRIOR to active duty. The MLA (Military Lending Act) applies during active duty. Try calling Amex using the number on the back of your card to make your request.
sonny juan
July 04, 2021
Are authorized user fees also waived, like the main cardholder fee?
Christine Krzyszton
July 06, 2021
Hi Sonny. Yes, the fee to add authorized users is waived for the active military cardholder.
Anthony M
July 27, 2021
Does AMEX offer the same Platinum Card fee waiver for members of the US Foreign Service?
Christine Krzyszton
July 27, 2021
Hi Anthony. A U.S. Foreign Service member is not specifically listed as qualifying status for the fee waiver. However, you may want to contact Amex (800-253-1720) to ask about your specific situation.
hyun
June 02, 2022
FYI, The American Express Hilton Aspire no longer waves annual fees for active-duty military personnel. I had the card, and got my first annual fee waived, but this year I got charged with the annual fee again. When I disputed the charge, I got a letter from the American express that now if you are not deemed eligible for SCRA or if the fee was billed outside a period of SCRA eligible active duty, the individual is responsible for paying the annual membership fee.
Christine Krzyszton
June 03, 2022
Hello Hyun. The fee waiver is still posted on the American Express website, under the SCRA for credit acquired prior to active duty and under the MLA for credit acquired during active duty. Not sure of your specific situation but Amex uses an automated system to verify eligibility, perhaps you can call in and verify your eligibility. Thank you very much for your service.
Athena
June 21, 2022
The site info differs from the info on here. On the Amex site it says the annual fee for this yard is only 250, and to get into the skyclub you still have to pay $39 per person. Purchase points differ as well. May gives a disclaimer or put an “as of” this date, here is what you get with the card.
Jarrod West
June 21, 2022
Hi Athena,
I believe you have confused the Amex Delta Platinum card, which has a $250 annual fee, with the standard Amex Platinum card, which has a $695 annual fee. These are 2 seperate card products and they are quite different. Here is a comparion of the two.
Emily
July 14, 2022
I have been an Amex card holder for over 20yrs. My last three years I have applied the SCRA because my spouse is active duty. The first year went fine, but every year since has been a fight. I will be cancelling my Amex Platinum. They keep charging the annual fee. When we call to correct this, they say it takes 6 months for a refund! Then the refund never comes. Then they refuse to refund the money. Be careful with them. It’s not an easy process and they are inefficient with refunds. Alot of their representatives are not knowledgeable with SCRA and will tell you the wrong things or deny benefits you are owed. This has been a headache. I have switched to Chase Sapphire and the experience has been much better.
MJ
September 11, 2022
Can my spouse use the other benefits like Uber Cash because it shows authorize users cannot use it?
Christine Krzyszton
September 12, 2022
Hi MJ. Authorized users do not receive statement credit benefits such as Uber credits or Saks Fifth Avenue credits. These are only available to the primary cardholder. This article will give you more information on Amex Platinum card authorized user benefits, however, if you are active-duty military, your wife is eligible for her own primary card with its own statement credits. That would likely be the better route.
Michael DeSelle
February 17, 2023
I am a AMEX cardmember since 2007. I was a member of the LA Army National Guard for 29 years in a drilling status (which means I did not work for the military full time, but attended month “drills” at a military unit). During this time I spent 15 months on active duty in support of Operation Enduring Freedom, and I also spent 18 months on active duty working for the US Embassy in Belize. I recently transferred from the LA Army National Guard to the US Army Reserves, where I am currently a member of the 412th Theatre Engineer Command attending monthly drills as part of military obligation. Does the above information qualify me for AMEX Platinum Military Benefits?
Christine Krzyszton
February 18, 2023
Hi Michael. First, thank you for serving. According to American Express, only Reserves called to active duty or National Guard members under active duty for more than 30 consecutive days qualify for fee waivers. However, you can contact American Express via at 800-253-1720 to ask about your specific situation.
Any thoughts or questions? Comment below!
Email needed if you'd like comment updates. It will NOT be published.
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