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    The Amex Platinum Card

    We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

    Our Verdict

    When you think of a premium credit card, odds are you think of The Platinum Card® from American Express, and you’d be right to do so.

    The Amex Platinum card combines elite travel and lifestyle benefits like access to 6 airport lounge networks (that’s 1,300+ airport lounges worldwide), elite status with 2 hotel chains, plus yearly credits with Uber and Saks Fifth Avenue, making it a perfect option for anyone who wants an elevated credit card experience.

    Note that terms may apply and enrollment may be required for some benefits listed below.

    Pros

    • Access to 1,300+ Lounges including: Amex Centurion lounges, Priority Pass lounges, Plaza Premium lounges, Airspace lounges, Escape lounges, and Delta Sky Clubs
    • Earn 5x points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5x points on prepaid hotels booked with American Express Travel.
    • Up to $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
    • Up to $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the U.S. annually.
    • Up to $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel when you pay with your card. Hotel Collection requires a minimum two-night stay.
    • Up to $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your card on one or more of the following: Disney+, The Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
    • Up to $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your card. Cost includes $12.95 plus applicable local sales tax.
    • Up to $300 Equinox Credit: Get up to $300 back each year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your card. Enrollment required.
    • Up to $189 CLEAR Credit: Use your card and get up to $189 back per year on your CLEAR membership.
    • Complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status
    • TSA PreCheck or Global Entry application fee statement credit
    • Access to American Express Fine Hotels and Resorts
    • Purchase and extended warranty protection

    Cons

    • $695 annual fee (see rates and fees)
    • Limited bonus earning categories

    *This bonus value is an estimated valuation calculated by UP and not the card issuer.

    Don’t Get If

    • You don’t travel much or don’t value the card’s benefits

    Great Card If

    • You travel often enough to take advantage of the cards travel perks
    • Lounge access is important to you
    • You’re easily able to use the annual credits
    • You want hotel elite status and airport lounge access

    Apply for The Amex Platinum Card

    For rates and fees of The Platinum Card® from American Express, click here.

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    Advertising Policy: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. For more information on our advertisers and how we make money, see our advertising policy here. In addition, as an Amazon Associate we earn from qualifying purchases.

    Editorial Disclosure: The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer.