Delta SkyMiles Reserve Business American Express Card – Full Review [2023]

Great Card If

• You’re a Delta loyalist or your home airport is a Delta hub
• You’re a frequent business traveler
• You want Delta Sky Club and Amex Centurion Lounge access

Don’t Get If

• You hardly ever fly Delta
• You aren’t a small business owner
• You prefer a card that earns transferable rewards

Delta Reserve Business Card — Is It Worth It?

The Delta Reserve Business card is perfectly suited for small business owners who travel often and have made Delta their airline of choice. The Delta Reserve Business card is also an excellent option for those trying to reach (or maintain) high levels of Delta elite status thanks to its Status Boost benefit.

Delta Reserve Business Card Top Benefits

Delta Reserve Business Card Travel Benefits

Frequent Delta flyers will love the travel perks and benefits that the card offers, including the following:

• Delta Sky Club Access — Complimentary access to all Delta Sky Clubs when flying Delta, plus an exclusive per-visit rate of $39 per person for up to 2 guests.
• Amex Centurion Lounge Access — Complimentary access to all Amex Centurion Lounges when flying Delta.
• Delta Sky Club Guest Passes —Each year, you’ll receive 2 single-visit Delta Sky Club guest passes so that friends or family can join you in the lounge.
• Status Boost — Earn 15,000 Medallion Qualification Miles (MQMs) when you spend $30,000 on your card in a calendar year, up to 4 times each year, allowing you to earn up to 60,000 MQMs each year.
• Annual Companion Certificate — Each year, you’ll receive a complimentary companion certificate good for a domestic first class, Delta Comfort+, or Main Cabin round-trip ticket. You’ll just pay the taxes and fees of no more than $80.
• Complimentary Upgrades — Cardmembers are automatically added to the complimentary upgrade list, but keep in mind you’ll be behind all Medallion Members.
• Priority Boarding — Your card automatically puts you in the Main Cabin 1 boarding group, alongside Silver Medallion and SkyTeam Elite members.
• Free Checked Bags — Get your first checked bag free for you and up to 8 traveling companions on the same reservation.
• 20% Back on Inflight Purchases — Receive a statement credit when you use your Delta Reserve Business card to purchase food, beverages, or Wi-Fi on board.

Delta Reserve Business Card Travel and Purchase Protections

Sometimes, things don’t go quite the way we want them to. Fortunately, the Delta Reserve Business card comes with a handful of perks to help keep you covered in those instances.

• Trip Delay Coverage — If your flight is delayed by more than 6 hours, or overnight, you’ll be reimbursed up to $500 towards necessary expenses like lodging and meals, up to 2 claims per 12-month period.
• Trip Cancellation/Interruption Insurance — Trips that are canceled or interrupted due to covered situations like severe weather are covered up to $10,000 per trip and $20,000 per year towards non-refundable expenses.
• Baggage Insurance — If your baggage is lost or damaged during transit, you’re covered up to $1,250 for carry-on bags and up to $500 for checked bags, for a total of $10,000 per trip.
• Rental Car Insurance — Receive secondary rental car insurance that covers theft and collision damage to your rental vehicle.
• Cell Phone Protection — If your phone is damaged or stolen you’ll receive up to $800 per claim towards a repair or a replacement. You’re limited to 2 claims per 12-month period and will need to pay a $50 deductible per claim.
• Purchase Protection — Purchases made with your card are covered in the event of theft or accidental damage, for up to 90 days from the purchase date, up to $10,000 per claim, and $50,000 per year.
• Extended Warranty Protection — Products purchased with your card that have extended warranties of 5 years or less will be extended by 1 additional year.

Best Ways To Earn and Redeem Your Delta SkyMiles

You won’t want to rely on the Delta Reserve Business card alone when it comes to earning Delta SkyMiles. Fortunately, there are many other great ways to help you boost your balance of Delta SkyMiles.

Next comes the fun part, redeeming your SkyMiles for free flights to your next vacation destination. If you’re looking for the inside scoop on how you can get the most value out of your SkyMiles, we’ve got you covered with our guide to the best ways to redeem Delta SkyMiles.

Alternative Cards to the Delta Reserve Business Card

The Business Platinum Card® from American Express

The annual fee of the Amex Business Platinum card is comparable to what you’d be paying on the Delta Reserve Business card, but it allows you to earn Amex Membership Rewards points — which are some of our favorite points to collect!

Plus, the card earns 5x points per $1 spent on flights and prepaid hotels through Amex Travel, gives you Gold status with Hilton Honors and Marriott Bonvoy, has a 35% bonus when using Pay With Points, and offers the best airport lounge access of all travel rewards cards. Terms apply and enrollment is required for select benefits.

Delta SkyMiles® Platinum Business American Express Card

If you’re looking for a card that’s a great option for Delta flyers, but more affordable than the Delta Reserve Business card, then the Delta Platinum Business card might be the perfect pick for you.

With it, you’ll earn 3x SkyMiles per $1 spent on Delta and hotel purchases, plus 1.5x SkyMiles per $1 on purchases larger than $5,000. The card also comes with perks like Status Boost, Delta priority, and an annual companion certificate. Terms apply and enrollment is required for select benefits.

For rates and fees for the Delta SkyMiles® Reserve Business American Express Card, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, click here.