Amex Platinum Card – How To Maximize the Monthly Uber Cash [2023]

The Platinum Card^® from American Express is one of the best and most sought after travel rewards cards on the market. Likewise, Uber is one of the leaders when it comes to ridesharing and food delivery services, so the fact that all Amex Platinum cardholders receive monthly Uber Cash is a perfect match.

Each month, Amex Platinum cardholders receive $15 in Uber Cash, plus $35 in the month of December, for a total of $200 Uber Cash each year. But how exactly do these credits work, and what sort of purchases can they be used for? This guide covers all of that and more!

Overview of the Amex Platinum Card

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

The Amex Platinum card is a crowd favorite in the points and miles community — and good reason. The Amex Platinum card comes jam-packed with lots of excellent travel and lifestyle benefits that make it extremely rewarding to be a cardmember. Here is a look at some of the best benefits of the Amex Platinum card.

Key Benefits of Amex Platinum Card

• Up to $200 in annual Uber Cash
• 5x points per $1 spent on flights purchased directly with the airline or at Amex Travel
• Up to $200 annual airline fee credit
• Up to $100 annual Saks Fifth Avenue credit
• Best in class lounge access: Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, Escape Lounges, and Delta Sky Clubs when flying Delta the same day
• Hilton Honors Gold and Marriott Bonvoy Gold Elite status upon enrollment
• TSA PreCheck or Global Entry credit

How Amex Platinum Card Uber Cash Work

Setting up your Uber Cash isn’t as difficult as you might think. All you have to do is link your Amex Platinum card as a payment method on your Uber or Uber Eats account in the Wallet section of the Uber app and the funds will be deposited into your account automatically on the first of each month.

Once you’ve linked your account, and your credits have been deposited, these credits will automatically be applied to your next U.S. Uber Eats or U.S. ride purchase. Don’t have enough Uber Cash to cover the entire purchase? No problem! You can apply all of the credits you have in your account as 1 part of the payment method and cover the rest with a linked credit card.

Hot Tip: If you’re using Uber Cash, and the amount owed exceeds your $15 credit, you don’t have to pay the remaining balance with your Amex Platinum card. Instead, you can use a card that offers a bonus category for rideshare or dining purchases — like the Chase Sapphire Reserve^®.

4 Ways To Use your Uber Cash

If you thought you could only use Uber credits for Uber rides, you thought wrong. Here are all of the ways you can put those Uber credits to good use.

1. U.S. Uber Rides

Unsurprisingly, the most obvious way to use your Uber credits is for free, or discounted, rides with the ridesharing platform. This includes every type of ride service that Uber offers. So whether you want a standard UberX, a shared Uber Pool, or a luxurious Uber Black ride, you can apply your credits to the purchase.

Hot Tip: Prefer a greener option? Uber also offers electric bikes and electric scooters in select cities, providing another option to the traditional rideshare model. And you guessed it — you can use your Uber credits for these, too!

2. U.S. Uber Eats

Another great way to use your monthly Uber credits is through Uber Eats. This is especially helpful for those who don’t take Ubers often because everyone has got to eat!

Your monthly credit can be applied to both pickup and delivery orders at every restaurant offered on the Uber Eats app in your location. Uber Eats doesn’t just deliver food, though — you can also get alcohol delivery, too, from participating restaurants.

3. U.S. Uber Groceries

Uber has recently launched a grocery delivery service, although it is currently only available in Dallas, Miami, and New York, along with select Canadian and Latin American cities, though they plan to roll out the service to more cities in the near future.

For those that have ever used a service like Instacart, Uber Groceries effectively operates in the exact same way, allowing you to do all of your grocery shopping at home from your phone with everything delivered straight to your door.

4. Gift Your Credits

Don’t plan to use your Uber credits this month? You can make a kind gesture and gift them to someone else! While you’re not able to just transfer your credits to someone else’s account, you can just as easily place an order through your account for someone else, whether that be a ride through Uber or ordering them a meal through Uber Eats.

Final Thoughts

Whether you prefer a free meal each month or rides to the airport for your next trip, you have multiple solid options when it comes to how you redeem your Amex Platinum card’s Uber credits each month. If you’re someone that already uses these services often and you don’t currently have the Amex Platinum card, we strongly suggest that you consider adding it to your wallet.

For rates and fees of The Platinum Card^® from American Express, click here.
For rates and fees of the American Express^® Gold Card, click here.