United Club Infinite Card – Full Review [2023]

Great Card If

• You’re a frequent United flyer
• You want United Club access
• You want to reach higher levels of United elite status

Don’t Get If

• You seldom fly with United
• You prefer a card that earns transferable points
• You don’t think the benefits justify the card’s annual fee

United Club Infinite Card — Is It Worth It?

The United Club Infinite card is ideal for United loyalists that are looking for a premium card that provides great perks and an annual United Club membership so that they can enjoy airport lounge access.

A great option for those who are looking to reach higher levels of United elite status, the United Club Infinite card allows you to earn up to 8,000 PQPs each year through your card spending.

Put simply, if you are a United Airlines loyalist and are looking to reach high levels of elite status with the airline, then the United Club Infinite card would be a good fit for you.

United Club Infinite Card Top Benefits

United Club Infinite Card Travel Benefits

If you’re looking for a card that provides tons of perks to United flyers, then you’ll love what the United Club Infinite card has to offer.

• United Club Access — Cardholders receive complimentary access to all United Club lounges.
• Free Checked Baggage — You and 1 companion on the same reservation will each receive your first and second standard checked bag free when you pay for your flight with the United Club Infinite card.
• United Premier Access — Premier Access not only offers priority boarding, but also priority check-in, security screening (where available), and baggage handling.
• 25% Back on United Inflight Purchases — When you use your United Club Infinite card to purchase food, beverages, or Wi-Fi on board, you’ll receive 25% back as a statement credit.
• Complimentary Premier Upgrades — Get a space-available seat upgrade to the next cabin class when flying on United award tickets.
• Expanded Award Availability — Cardholders have no restrictions or blackout dates on award flight availability.
• Up to 8,000 Premier Qualifying Points — For every $12,000 spent on your card, you’ll earn 500 PQPs towards your next level of United elite status, up to 8,000 PQPs each year.
• 10% Discount on United Economy Saver Awards — Receive a discount within the continental U.S. and Canada.
• Complimentary IHG One Rewards Platinum Elite Status and $75 Annual Credit — Receive complimentary room upgrades and extended checkout, plus up to $75 in statement credits as reimbursement for IHG Hotels and Resorts purchases.
• Complimentary Avis President’s Club Elite Status — Enjoy complimentary 2-car class upgrades, guaranteed car availability, expedited rental service, and more.
• $70 Discount on CLEAR Membership Plus 10,000 Bonus Miles — Receive a $70 discount on the $179 CLEAR annual membership and 10,000 bonus miles for a new CLEAR subscription.

United Club Infinite Card Travel and Purchase Protections

Frequent travelers will love the protections they receive thanks to their United Club Infinite card.

• Trip Delay Coverage — When you purchase your flight with your United Club Infinite card, and it is delayed by more than 12 hours, or overnight, you’re covered for up to $500 in charges towards necessities like food and lodging.
• Lost or Delayed Baggage Insurance — If your luggage is lost or damaged by the airline, you’re covered for up to $3,000. If the airline delays your bag by more than 6 hours, you’re covered up to $100 a day, for up to 3 days, towards necessary expenses.
• Trip Cancellation Insurance — Trips that must be canceled due to covered situations are covered for up to $10,000 per traveler, and $20,000 per trip, for non-refundable travel expenses.
• Rental Car Insurance — Primary rental car insurance coverage covers theft and collision damage to your rental vehicle.
• Return Protection — You’ll be reimbursed for items that the store will not accept a return for within 90 days of purchase, up to $500 per item and $1,000 per year.
• Purchase Protection — Items purchased with your card are covered in the case of theft or accidental damage, up to 120 days from the purchase date, for up to $10,000 per claim and $50,000 per year.
• Extended Warranty Coverage — Any items purchased with your card that have extended warranties of 3 years or less will be extended by 1 additional year.

Best Ways To Earn and Redeem United Miles

Besides flying and using your credit card, how else can you rack up United miles? Well, there are quite a few options actually! From transfer partners to airline shopping and dining programs, there are tons of great ways to earn United miles.

As most award travelers know, earning miles can be the easy part, but putting them to good use can be a bit more difficult. We’ve got you covered, though, with our guide to the best ways to redeem United miles for max value.

Alternative Cards to the United Club Infinite Card

United Quest℠ Card

If you’re a frequent United flyer but aren’t interested in paying the high annual fee of the United Club Infinite card, then the United Quest card is a happy medium. It offers 3x miles per $1 on United purchases and 2x miles per $1 on travel, dining, and streaming purchases. Plus, it offers many of the benefits that the United Club Infinite card offers, like free checked bags, priority boarding, and complimentary premier upgrades.

The Platinum Card® from American Express

If you want a premium card with ultra-premium perks like airport lounge access, all while earning transferable points, then the Amex Platinum card might be the perfect card for you. Not only does the card earn 5x points per $1 on airfare (up to $500,000 per calendar year), but you also receive airport lounge access to multiple lounge networks, Hilton and Marriott elite status, Saks Fifth Avenue credits, and much more. Terms apply and some benefits require enrollment.

For rates and fees of The Platinum Card® from American Express, click here.