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Chase Ultimate Rewards Transfer Partners and How To Use Them [2023]

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Jarrod West

Jarrod West

Senior Content Contributor

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Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Jessica Merritt

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Chase Ultimate Rewards points are perhaps the most valuable points out there. Thanks to their flexibility and transfer options, we regularly give Chase Ultimate Rewards one of the best valuations in our monthly valuations. There are plenty of great ways to earn Ultimate Rewards points and even more fun ways to redeem them for award flights and hotel stays.

In this post, we’ll show you all of Chase’s transfer partners, how to transfer Ultimate Rewards to these partners, and much more. After reading our guide, you’ll be ready to book an amazing getaway!

Chase Airline Transfer Partners

The Chase Ultimate Rewards program currently has 11 airline transfer partners — the latest program, Air Canada Aeroplan, was added in August 2021.

Points transfer to all these airlines at a 1:1 ratio, which is one of the reasons Ultimate Rewards points are so valuable.

Chase Airline Transfer PartnerMin TransferTransfer Ratio
(Chase > Airline)
Transfer Time
Aer Lingus AerClub1,0001:1Almost Instant
Air Canada Aeroplan1,0001:1Almost Instant
Air France-KLM Flying Blue
1,0001:11 hour
British Airways Executive Club1,0001:1Almost Instant
Emirates Skywards1,0001:1Almost instant
Iberia Plus1,0001:1Almost Instant
JetBlue1,0001:1Almost Instant
Singapore Airlines KrisFlyer
1,0001:11-2 days
Southwest Airlines Rapid Rewards1,0001:1Almost Instant
United Airlines MileagePlus1,0001:1Almost Instant
Virgin Atlantic Flying Club1,0001:1Almost Instant

Aer Lingus AerClub

Major Hub: Dublin (DUB)

Airline Alliance: None, but has airline partners

Aer Lingus is a part of the International Airlines Group (IAG), which also includes British Airways, Iberia, and Qatar Airlines, so you’ve got some flexibility when it comes to how you redeem your Aer Lingus AerClub Avios. That said, its award chart isn’t quite as valuable as many of the other Chase Ultimate Rewards transfer partners.

However, it does offer a couple of solid sweet spots for those looking to travel to The Emerald Isle. On off-peak dates, you can book a one-way ticket from the U.S. East Coast to Dublin for 13,000 Avios in economy or 50,000 Avios in business class.

Air Canada Aeroplan

Image Credit: Air Canada

Major Hubs: Calgary (YYC), Montréal (YUL), Toronto (YYZ), and Vancouver (YVR)

Airline Alliance: Star Alliance

Air Canada Aeroplan is easily one of the best Chase transfer partners for premium cabin award tickets thanks to its lucrative partner award chart.

For instance, you could fly one-way in business class to South America or most European destinations for 60,000 points. If you prefer to fly to Asia in business class, that would be 85,000 points so long as the distance covered is less than 11,000 miles.

Further, Aeroplan can be exceptional for award bookings because of its low taxes and fees on many partner tickets, and you can add a stopover on any itinerary for just 5,000 more points.

Air France-KLM Flying Blue

Major Hubs: Paris (CDG), Amsterdam (AMS)

Airline Alliance: SkyTeam

Another excellent option for economy and business class tickets between the U.S. and Europe is the Flying Blue program. Redemption rates are already quite reasonable, with solid award availability as well. You can often find one-way economy tickets to Europe for as low as 22,500 miles and one-way business class tickets for 56,500 miles.

While those rates are decent on their own, the Flying Blue program offers Promo Rewards each month that can drop the award ticket price for select routes by 25% to 50%, allowing you to get stellar value out of Flying Blue miles.

British Airways Executive Club

Major Hubs: London Heathrow (LHR), London Gatwick (LGW)

Airline Alliance: Oneworld

British Airways Executive Club gets a lot of flack in the points in miles community due to the large fuel surcharges for both economy and business class tickets between the U.S. and Europe. However, British Airways Avios can be incredibly useful for short-haul tickets that can often be relatively expensive.

For instance, U.S. domestic nonstop flights under 1,150 miles on American Airlines and Alaska Airlines cost just 9,000 Avios in each direction, along with low taxes of just $5.60. This can take you between destinations like New York and Miami, Chicago and Houston, or Seattle and Los Angeles.

Emirates Skywards

Usually, the cheapest way to fly Emirates first class is to use Japan Airlines miles. Image Credit: Cherag Dubash

Major Hub: Dubai (DXB)

Airline Alliance: None, but has airline partners

While Emirates Skywards offers some of the most sought-after award redemptions for business and first class on its signature A380, and more recently its game-changer first class on the 777, the airline has also gone through a recent string of devaluations that have made this award more expensive through higher fuel surcharges.

Fortunately, one great sweet spot remains that allows you to fly Emirates’ fifth freedom routes between the U.S. and Athens or Milan, for 85,000 miles in first class one-way, or an incredible 90,000 miles round-trip in business class, with significantly lower taxes and fees.

Iberia Plus

Major Hub: Madrid (MAD)

Airline Alliance: Oneworld

Another entry into the Avios family is Iberia Plus. Unsurprisingly, its award program has a decent amount of overlap with the others, but its award pricing between the U.S. and Spain presents an incredibly sweet spot for award travelers.

It’s common to see many U.S. carriers charge 30,000 points to fly between the U.S. and Europe in economy class, but Iberia charges just 34,000 Avios to fly between the U.S. and Madrid in business class on off-peak dates — one of the cheapest ways to get across the pond in business class.

JetBlue TrueBlue

Major Hubs: New York (JFK), Boston (BOS)

Airline Alliance: None, but has airline partners

JetBlue is a low-cost U.S. carrier that is known for its great inflight product both in economy and its Mint business class seats.

However, since its TrueBlue loyalty program ties award redemptions to the cash cost of the ticket, you’ll usually receive just 1.1 cents per point towards Mint redemptions, and 1.3 to 1.4 cents per point on economy tickets.

This can be a better deal than booking through the Chase Ultimate Rewards portal for Chase Sapphire Preferred cardholders with a 1.25 cent per point redemption rate, but a poor choice for Chase Sapphire Reserve cardholders with a 1.5 cent per point redemption rate. That said, you can often get much more value out of your Chase Ultimate Rewards points using other transfer partners.

Singapore Airlines KrisFlyer

Sip on your morning coffee while your partner enjoys champagne in the Suite! Image Credit: Upgraded Points

Major Hub: Singapore (SIN)

Airline Alliance: Star Alliance

While you might overlook Singapore Airlines KrisFlyer as an option for domestic travel, as a Star Alliance partner it offers great award pricing on domestic United flights, including 17,500 miles for flights between the U.S. mainland and Hawaii, and 27,500 miles for flights between the U.S. and Europe.

Singapore miles are also your only option if you want to book a highly sought-after ticket in Singapore Suites class between the U.S. and Singapore or its fifth freedom route between the U.S. and Frankfurt.

Southwest Rapid Rewards

Major Hubs: Atlanta (ATL), Baltimore (BWI), Chicago (MDW), Dallas (DAL), Denver (DEN), Houston (HOU), Las Vegas (LAS), Los Angeles (LAX), Oakland (OAK), Orlando (MCO), Phoenix (PHX)

Airline Alliance: None

Southwest is the world’s largest low-cost carrier with an award program in Rapid Rewards that’s similar to JetBlue in that it operates on fixed value redemptions, allowing you to usually get between 1.3 to 1.4 cents per point on your redemption that is tied to the cash cost of the ticket.

Since you can often get much more value out of your Chase Ultimate Rewards points than this, we generally advise against transferring to Southwest. However, one sweet spot is for those who have the Southwest Companion Pass, as your redemption value doubles on tickets where your companion flies with you for free.

United MileagePlus

Major Hubs: Chicago (ORD), Denver (DEN), Houston (IAH), Los Angeles (LAX), Newark (EWR), San Francisco (SFO), Washington DC (IAD)

Airline Alliance: Star Alliance

In addition to being one of the most well-known Chase transfer partners for U.S. flyers, United MileagePlus also benefits from being able to book award travel on fellow Star Alliance airlines with low taxes and fees. In terms of booking tickets on its own metal, now that United has moved to dynamic pricing, getting outsized value using its currency isn’t quite as easy as it once was.

However, it does offer the incredibly valuable United Excursionist Perk, which allows you to tack on a free one-way flight on round-trip bookings for no added miles, so long as the flight is within the same region. For example, you could fly from the U.S. to Istanbul, Istanbul to London, and London back to the U.S., and your Istanbul to London leg (a 4-hour flight covering 1,500 miles) costs no added miles.

Virgin Atlantic Flying Club

Major Hub: London Heathrow (LHR), Manchester (MAN)

Airline Alliance: None, but has airline partners

The second largest carrier based out of the U.K., Virgin Atlantic doesn’t participate in an airline alliance but offers several great partnerships that award travelers can take advantage of.

One of which is booking Delta One business class awards between the U.S. and Europe for just 50,000 miles one-way, which is far less than what Delta would charge using its own miles to book these awards. You can also book ANA first class awards between the U.S. and Japan for as low as 55,000 miles one-way.

Chase Hotel Transfer Partners

Ultimate Rewards can also be transferred to 3 hotel rewards programs. Like Chase’s airline partners, all transfers to hotel partners occur at a 1:1 ratio.

Chase Hotel Transfer PartnerMin TransferTransfer RatioTransfer Time
IHG One Rewards1,0001:11 day
Marriott Bonvoy1,0001:12 days
World of Hyatt
1,0001:1Almost Instant

IHG One Rewards

Headquarters: Denham, England

Number of Properties: ~6,000

The IHG One Rewards program recently went through a revamp, but as a dynamically-priced program, it seldom makes sense to transfer your Chase Ultimate Rewards points.

For instance, we value IHG One Rewards points at 0.5 cents per point, so any redemptions above that level are generally considered to be a good value. Given that, it wouldn’t make sense to transfer Chase Ultimate Rewards points, which are worth a minimum of 1.25 cents per point through the Chase Ultimate Rewards travel portal, to a program where getting half of that value would be considered a good deal.

Marriott Bonvoy

Headquarters: Bethesda, Maryland

Number of Properties: ~8,500

As with IHG, we seldom advise against transferring your hard-earned Chase Ultimate Rewards points to Marriott Bonvoy where nights at top-tier hotels can cost upwards of 85,000 to 100,000 points per night. Not only is it fairly easy to get more value out of other Chase partners, but you’ll also find that you’d likely be better off booking a Marriott hotel through the Chase Ultimate Rewards travel portal than transferring to Marriott directly.

World of Hyatt

Image Credit: Hyatt

Headquarters: Chicago, Illinois

Number of Properties: ~1,200

If you thought Hyatt would be similar to the other 2 hotel programs, think again. The World of Hyatt program is one of the best Chase Ultimate Rewards transfer partners and a darling in the points of miles community thanks to the value its award chart offers.

While the program recently went through a devaluation with the addition of peak pricing, even the most expensive award nights in the portfolio don’t exceed 45,000 points per night. This means you can book free nights at top-tier Hyatt hotels for roughly half of what programs like Marriott and Hilton often charge for similar hotels.

Hot Tip: Use our transfer partner tool to see how many points you’ll get when you transfer your Chase Ultimate Rewards to partner airlines and hotels!

Earning Ultimate Rewards

With several Chase card options available, there are ample opportunities to earn Ultimate Rewards points that can help you book your next trip.

Recommended Chase Cards (Personal)

Business owner? See our list of the best Chase business credit cards.

Chase Shopping Portal

You can also shop through the Shop through Chase portal to earn extra Ultimate Rewards points when making purchases online. This is an easy way to boost your earnings on purchases you would make anyway.

How To Transfer Ultimate Rewards

Once you have some Ultimate Rewards points and are ready to transfer them to a partner to book your next big vacation, here are the simple steps to make the transfer process easy.

Step 1: After logging into the Ultimate Rewards site, select the appropriate card. If you want to transfer points, you will need to select a premium Ultimate Rewards card with an annual fee — these include the Chase Sapphire Reserve card, Chase Sapphire Preferred card, and the Ink Business Preferred® Credit Card. You can combine Ultimate Rewards points under your chosen card from others that don’t have annual fees.

Combine the points earned from your Chase cards together. Image Credit: Chase

Step 2: Select Transfer to Travel Partners under the Earn / Use drop-down menu.

Click Transfer to Travel Partners to begin a transfer. Image Credit: Chase

Step 3: Choose your desired airline and select Transfer Points.

Chase’s airline transfer partners. Image Credit: Chase

You can also select from Chase’s hotel partners using the same steps.

Chase’s hotel transfer partners. Image Credit: Chase

Step 4: If you haven’t already added your frequent flyer number or hotel rewards number, you will be prompted to do so.

Save your frequent flyer number for a quicker transfer experience next time. Image Credit: Chase

Step 5: Once you have linked your airline or hotel account to your Ultimate Rewards account, choose how many points you would like to transfer. Transfers must be done in increments of 1,000.

Select how many points you’d like to transfer. Image Credit: Chase

Step 6: Confirm the number of points you’re transferring and complete to transfer.

Review your details and confirm. Image Credit: Chase

Step 7: Head over to the appropriate airline or hotel program’s website to book your award flight or award stay.

Booking Travel With the Chase Travel Portal

Sometimes, making your flight or hotel booking through the Chase travel portal can make a lot of sense. With the Chase travel portal, the points needed for specific redemption are tied to the cash cost. So, if a flight or hotel stay is relatively inexpensive, to the point where the point cost ends up being less than going through a transfer partner, then the Chase travel portal is a perfect option.

If you have the Chase Sapphire Reserve card, each Ultimate Rewards point is worth 1.5 cents when booking through the portal. If you have a Chase Sapphire Preferred card or Ink Business Preferred card, each point is worth 1.25 cents when booking with the Chase travel portal.

Similar to the transfer process, you simply select Travel under the Earn / Use Points drop-down menu.

Check out an example of a travel portal booking below:

Image Credit: Chase

This round-trip economy class booking with Star Alliance airline United from San Francisco (SFO) to Honolulu (HNL) costs as few as 7,900 Ultimate Rewards points.

Should You Transfer to a Partner or Book Through Chase?

Let’s think about the booking discussed above. If you were to book this same itinerary by transferring the points to Chase partner United Airlines, it would cost 12,500 miles. In this case, booking through the portal would be a much better deal.

Bottom Line: To ensure you get the most out of your points, it’s important to check both the portal and transfer options when searching for flights.

Other Ways To Use Your Points

The Chase travel portal allows you to book hotels at the same 1.5 cents per point for cardholders of the Chase Sapphire Reserve card or 1.25 cents per point with the Chase Sapphire Preferred card or Ink Business Preferred card.

You can also redeem your points for gift cards to merchants including Airbnb, Lowe’s, Home Depot, and Amazon. Additionally, you can redeem your points for statement credits. Unfortunately, these options are a very poor use of points in terms of value, and we do not recommend them!

Combining Ultimate Rewards From Different Accounts

Combining Ultimate Rewards from your different Chase accounts is a simple process. In the menu bar, you will see the points you have earned on your selected card. If you hover over the points available, you will see a drop-down menu of your cards and the available points from each.

Select Combine Points to consolidate your points under a single card. If you have the Chase Sapphire Reserve card, keep your Ultimate Rewards points there since they’ll be worth a minimum of 1.5 cents each.

Hot Tip: You can also combine points with 1 other household member. This is a great way to pool points with your significant other for a great redemption. 

Redeeming Ultimate Rewards

Using your Ultimate Rewards points for travel is the best way to get the most value out of them. With multiple transfer partners and countless ways to redeem points for travel, it can be overwhelming!

We’ve compiled multiple lists of the best ways to use your Chase Ultimate Rewards for some incredible travel experiences. See below:

Final Thoughts

The Chase Ultimate Rewards program should be a staple in your points-earning strategy. If you are just starting your miles and points journey, we recommend earning Ultimate Rewards initially. Check out our Beginner’s Guide to get started on the right track.

Chase Ultimate Rewards points are easy to earn, easy to redeem, and can get you excellent value when you use them properly. Before you know it, you’ll be taking a trip of a lifetime … and then doing it again!

The information regarding the Chase Freedom Unlimited® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Chase Freedom Flex℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.


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December 27, 2017

can i no longer transfer ultimate chase rewards to my southwest account???
my drop down menu does not look like your photos

great web page…
thank you!

Alex Miller

December 29, 2017

Hi Sean – when you login to your Chase account, on the right hand side you should see the number of Chase Ultimate Rewards that you have. Just click on it and you’ll get taken to the screenshot you see in the article!

leah klein

May 23, 2018

Sorry i’m new to this – how do i find out the number of points from a partner airline to see if its worth transferring or not. Unless you have an account with them they only show the price in $ and not in points.

Michael McHugh

May 24, 2018

Hi Leah!

I’d recommend using or google to search for the award chart that you want to use with the miles that you have. For example, if you’re wanting to use Chase Ultimate Rewards to fly Delta using Korean Air, I’d google “korean air partner award chart.” Please let us know if you have a specific redemption that you’re looking to book.

Leah klein

May 24, 2018

Thanks so much !! So helpful

John W

June 06, 2018

It looks things have changed and certain transfer are (the word is purposefully) not instant any longer. You may want to research this. At the minimum it applies to Flying Blue.

Alex Miller

June 06, 2018

Hey, thank you for the info. In your experience, how long has Flying Blue taken? More like a couple hours vs instant or?

John W

June 07, 2018

Here is the info:

Alex Miller

June 07, 2018

Awesome, thanks so much John. We’ve confirmed this and have adjusted the timeframe. Hopefully FlyingBlue can resolve this issue and get it reverted back to “near instant”.


October 02, 2018

Thanks for the helpful info! I’m planning a trip to Italy and see a flight that is by KLM, but operated by Delta airlines. In this kind of situation, should I transfer my Chase Ultimate Reward Points to KLM or Delta? Thanks for the insight!

Christine Krzyszton

October 02, 2018

Hi Li! That’s awesome that you are going to Italy. You actually have a couple of options for using your points. First, check to see if the flight is available on the Ultimate Rewards Travel Portal and how many points it would cost. If you have a premium Chase credit card you’ll get the most value for your points, otherwise they’ll be worth 1 cent per point towards travel. If you are looking at a business class ticket, the cost may be prohibitive on the travel portal, however economy tickets on the Travel Portal can be excellent value. Since Delta is not an airline transfer partner of Ultimate Rewards, the other option would be to transfer points to KLM. You’ll need to compare the two options to see which is a better value.


October 03, 2018

Thank you so much Christine, that’s super helpful!

Marc F

November 18, 2018

Hey guys, fantastic site! I feel like I owe y’all a lot because I have gotten really into the points game over the past year and it’s all thanks to this website, I tell everyone I know about it haha. You all have taught me a lot about how to get points efficiently, and I’ve done it fairly well for the last year or so. Now I’m ready to book and a little confused.

Do you find it is more efficient when using points for business-class, international flights to book each flight individually and build you itinerary one leg at a time with the same airline? Or to try to book with points in a “round-trip” itinerary on their website? I see you guys talk about having to call the airlines often to actually book business/first class seats so I’m just kind of stuck and trying to figure out how to actually find the best value for my points because the costs I’m finding are pretty dang high! Thanks so much for all the help!

Stephen Au

November 20, 2018

Hi Marc,

Thank you for your kind words! We appreciate all of our readers and viewers, and we hope to continue bringing you great content.

Typically if you build an itinerary one leg at a time like you’re proposing, you’ll have to pay the miles for each segment, which can cost a ton of points. We generally do not suggest doing this. You generally want to book the complete itinerary in one go. Another thing too is that if you book each flight individually, you’ll have different reservation numbers. Therefore, if you miss one leg of a flight due to a weather or maintenance delay for example, your entire itinerary is jeopardized. Essentially, you don’t have any “insurance”. If it’s all in one itinerary, the airline must rebook you if they miss your connecting flights. Combining reservations is something that must be done over the phone, and even then it’s not guaranteed.

It is for these reasons we like booking a complete itinerary all at once.

Bruce Nguyen

February 11, 2019


Is there a credit card that has NO annual fee that I can transfer points to United Mileage Rewards? Or a credit card that I can sign up with no annual fee that is affiliated with United Mileage Rewards? I’d rather not pay an annual fee. I’m trying to prevent my wife’s account miles from expiring by spending a few dollars so the mileage doesn’t expire until we book the next flight that can accumulate miles. Thanks, Bruce

Christine Krzyszton

February 12, 2019

Hi Bruce! You would need a premium Ultimate Rewards credit card (with an annual fee) to transfer points to United MileagePlus. If you had a no-annual fee Chase credit card that earns Ultimate Rewards, you can transfer those points to a Chase premium card, then transfer the points to United MileagePlus. However, to extend the life of the United miles you have, you can just purchase a small amount of miles from United. You can also purchase an item from United Plus shopping and the earned miles will extend the life of your current miles. I hope this helps.

j mcdonald

April 30, 2019

Every year for 6 years, I have booked cars for a 3-month vacation in FL through the Chase travel portal. I have checked the portal 5 days a week for 2 months and there is never a car available for any day in Jan, Feb or March for PBI or Orlando, even if I change dates. But there are all kinds of cars if I go to the Expedia site. I called the travel number they could not book for me either. I called the reservations number and was told the travel site was separate from the card and could not help. I want to use my rewards, any suggestions?

Katie Seemann

May 05, 2019

Hi J,
That’s really strange. I just did a search for PBI in January and found plenty of options. If you keep having problems, I would suggest calling Chase Travel to see if you can speak with someone else. There are definitely cars available, so I am not sure why they aren’t showing up on your end. Good luck!

B. B.

July 30, 2019

I am new to this and am trying to book a vacation to South Africa. It is not a travel zone mention much in your article. I have about 200,000 Chase points and I am wondering how to best uses them to book flights and/or hotels for 2 people. Any suggestions would be much appreciated. Thanks!

Jarrod West

July 31, 2019

Hi B.B.

What U.S. city will you be flying out of? Generally, your best bet with Chase Ultimate Reward points to get to South Africa would be to transfer them to United. For example, you can book round-trip through United from EWR to Johannesburg for 80,000 points.

Thanks for reading!


August 18, 2019

Can I use my accumulated points to fly with a non-partner airline like Cathay Pacific?

Jarrod West

August 19, 2019

Hi Domingo,

Yes, you can use your Chase Ultimate Reward points through their travel portal to book a flight with any airline available in your search. Depending on which Chase card you have, your points can receive a 25%-50% boost in value as well.

Usually, we recommend using transfer partners as that is often where you can get the best value for your points. But if you’re certain you want to use them for a flight with Cathay Pacific then the Chase travel portal is your best bet!

Thanks for reading!


November 01, 2019

I have a ton of miles on American Airlines, but it seems that every time I try to look for a flight to Europe in business class they only have flights on British Airlines. These awards have a high tax cost — do you have any suggestions on how to otherwise redeem my miles? Thanks!

Andrew Kunesh

November 01, 2019

Hey Ana!

Thanks for reaching out. We recommend searching for alternate dates and destinations to find awards on American Airlines — these will have the lowest tax cost to Europe. You can also search for space on Finnair or Iberia as these carriers also have low tax cost.

Further, you may find that some routes have a lower tax cost on British Airways. We’ve found that tickets from Europe TO the U.S. generally charge less tax. One good example of this is Prague (PRG) to Chicago (ORD). I found an award ticket on British Airways that charges just $275 in tax one-way. Play around with destinations and you may be able to find something affordable on your return leg.




November 16, 2019

Great article! Unfortunately, I’m no longer seeing “Transfer to Travel Partners” as an option on the Ultimate Rewards website. It shows all of the other options for using my points, but not that one. Is it still there — maybe hidden somewhere? Thanks!

Christine Krzyszton

November 16, 2019

Hi Zach. I just checked my Ultimate Rewards accounts and it is there, between gift cards and travel at the top of the Ultimate Rewards website page. It will not be an option on all Ultimate Rewards earning cards, only premium cards. The Ink Business Cash, Freedom, Ink Business Unlimited, etc. do not have this option.


November 17, 2019

Thanks for your reply, Christine!

Nicholaus Brenner

December 18, 2019

This was super informative. I didnt know that chase offered the occasional transfer bonuses. Where do I find these listed ?

Jarrod West

December 18, 2019

Hi Nicholaus,

You can always check out our transfer calculator tool for the most up to date info on transfer bonuses!


January 09, 2020

My basic Chase Freedom account wouldn’t let me transfer points to airline partners. I just qualified for and opened a Chase Sapphire Reserve Card, moved points from my Freedom account, and then transferred them to my United MileagePlus account, in the space of about 30 minutes. The $95 annual fee and 1:1 transfer rate makes it a no-brainer at this card level.

Jarrod West

January 09, 2020

Hi Paul!

I’m glad you’re able to start making use of the Chase transfer partners now, and thanks for reading!


October 08, 2021

I used to have the Chase Sapphire and the Ink Biz but closed them around a year ago. I just realized that I won’t be able to transfer my points to my United Airlines account. Is there any way to have this transferred without the need to apply for a card just for this?

Katie Seemann

October 11, 2021

Hi Red,
In order to transfer your points to a partner, you need to have a premium Ultimate Rewards card (Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred) open. So, if you don’t have one you would need to open one in order to transfer your points.


April 15, 2022

Just FYI on transferring points from Chase to Singapore Airlines, per Singapore Airline Rep (called 4/15/2022), when transferring points to Singapore Airlines using Chase Ultimate Rewards takes 15 Business Days, you heard that right, 15 Business Days…I tried to very this with Chase Ultimate Rewards, the rep said 1-2 days…the Singapore Airline Rep also said that when you transfer from AMEX, it is instant.

Crescent Limo

December 15, 2022

I love your blog, I was tired of searching for this type of blog thank god I found this one. Thank you sharing such blogs and information.

Bobby Beck

January 13, 2023

We went to transfer points from Chase UR to United and were surprised when it took more than 2 hours we called and Chase said it can take 5-7 business days to transfer UR points to partners. Ugh, we read about it was, “almost instant.” Hopefully we don’t lose out on the flight we were looking to book. Eeeek.

Carla St. John

February 06, 2023

I’m having the exact same situation. The points are instantly gone from Chase UR, but after more than 24 hours have not appeared in my United Mileage Plus.


April 09, 2023

Quick question: I’m trying to book an ANA-operated flight on a certain date at a certain time using Chase Points transferred to United Miles. When I first looked at the flight, I see that it was available to be redeemed for miles. But I went back in a week later and now that same flight, date, and time is only redeemable with money. Does anyone know if it will go back to be able to be redeemable with points? I spoke with a representative and they say yes, but I can’t put much faith in that answer. I’m holding out hope it does but since I’m new to all this I need some others’ insight to see if this has happened to you before. Thanks in advance!

Christine Krzyszton

April 25, 2023

Hi Yukito. It is possible that the flights will, once again, be available to be purchased with miles. Airlines can release more seats or travelers can cancel. It is also possible that seats that can be purchased with miles will not open up. If you do find award availability, it’s always good to book right away, especially if you do not have any flexibility with your dates.


May 24, 2023

Just transferred from UR to Air France and it was an instant transfer.

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