Edited by: Keri Stooksbury
& Kellie Jez
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21.24% - 29.24% Variable
Good to Excellent (670-850)
Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.
(at our partner's secure site)
The Citi Premier® Card is an excellent option for anyone looking for an all-around travel rewards credit card. The card helps you earn points fast with great 3x bonus categories such as restaurants, supermarkets, gas stations, airfare, and hotels. Plus, it offers access to airline and hotel transfer partners, doesn’t charge foreign transaction fees, and has a reasonable annual fee!
The Citi Premier card is a stellar option for award travelers in large part due to how well-rounded its bonus categories are. With the Citi Premier card, you’ll earn 3x points per $1 at restaurants, supermarkets, gas stations, airfare, and hotels.
Plus the Citi ThankYou Rewards points you earn are transferable, meaning they can be transferred to some of the top Citi ThankYou Rewards transfer partners, including Avianca Lifemiles, Air France-KLM Flying Blue, Turkish Airlines, and Virgin Atlantic.
Put simply, if you’re looking for a great workhorse travel rewards credit card that can really help you rack up points quickly for a reasonable annual fee, then the Citi Premier card would likely be very worth it for you.
To help offset the Citi Premier card’s $95 annual fee, the card offers $100 off a single hotel stay of $500 or more, excluding taxes and fees, when you book through thankyou.com and pay with your card each year. If you know you’ll have at least 1 hotel stay per year that costs $500 or more, then holding the Citi Premier card can be a no-brainer.
Through Citi Entertainment, you can receive special access to tickets, including presale tickets and exclusive experiences, for concerts, sporting events, dining experiences, and more. This can be a massive benefit anytime you want to go to an event that is likely to sell out quickly.
Read our guide full of tips to see how to get the most out of the Citi Premier card by earning as many Citi ThankYou Points as possible.
Once you’ve built up a balance, you have quite a few options for redeeming your ThankYou Points. For travel, you can redeem your ThankYou Points for flights through the Citi travel portal or (our preferred method) make direct transfers to Citi’s airline and hotel partners.
If you want a card that rewards you more for everyday spending, you could explore the Amex Blue Cash Preferred card. It has an annual fee of $0 intro annual fee for the first year, then $95, and an introductory APR on purchases and transfers (see rates and fees).
This card earns 6% cash-back at U.S. supermarkets (on up to $6,000, then 1%) and select U.S. streaming subscriptions, 3% cash-back at U.S. gas stations and transit, and 1% everywhere else.
Read more about these 2 cards here: Citi Premier card vs Chase Sapphire Preferred card
See our comparisons of the Citi Premier card to these popular cards:
For rates and fees of the Blue Cash Preferred® Card from American Express, click here.
Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.