Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.
We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.
Here at Upgraded Points, we talk a lot about credit card introductory bonus offers as a way to earn lots of points very quickly. They can be great — but an often overlooked strategy is how to continue earning bonus points with the cards you already have.
Maximizing the value you get from your current credit cards is a valuable skill to have in your back pocket.
One of my very favorite ways to do this is with Amex Offers! Here, I’ll show you how to use their offers for maximum value to make the most out of your American Express credit cards.
Amex Offers are deals that are linked to your American Express cards, which can save you money or let you earn extra points on shopping, dining, and travel.
These offers are always available, and new offers are added often. But offers are only available for a limited time — you will notice that each one has an expiration date.
Most Amex Offers will either give you a statement credit or bonus American Express Membership Rewards points after you meet the qualifications.
Each offer has different terms and conditions, and it’s important to read them thoroughly so you don’t lose out on any offers for silly reasons.
This is something I learned the hard way: I bought something in a store, only to discover afterward that the Amex Offer only worked online (oops!).
A few offers will require you to use a promo code in addition to clicking through to the specific website.
Most U.S.-issued American Express credit cards will come with Amex Offers. The exceptions are American Express corporate cards, gift cards, or prepaid cards.
All other personal and business cards from American Express (plus registered American Express Serve Cards and Bluebird Cards) are eligible for Amex Offers. This includes some of the best points-earning cards out there:
Recommended Amex Cards (Personal)
Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)
Business owner? See our list of recommended American Express business credit cards.
Bottom Line: Most U.S-issued American Express credit cards (both personal and business) come with Amex Offers.
Getting started with Amex Offers is simple.
Hot Tip: You must add each Amex Offer to your credit card BEFORE you redeem it. You can not make a purchase and then add the offer to your card afterward in hopes of getting a statement credit or bonus points.
Each Amex credit card will have different Amex Offers attached to it, and these can vary between customers too.
For example, you and your friend could both have The Platinum Card® from American Express, but each card could have different Amex Offers.
Many of us hold more than 1 American Express card — so can you use the same offer on multiple cards? This is a no: if you have the same offer available on multiple cards, it can only be added to 1 of them.
Once it’s added, the offer will disappear instantly from the other cards. After you add an offer to a card, it can’t be undone, so be sure to add it to the card you actually want it on!
Theoretically, if you had each of your Amex cards under a different account with a separate login for each one, then you would be able to add the same offer to multiple cards. But that would be a lot of work just to occasionally get to use an offer more than once.
Each Amex Offer will come with its own set of terms and conditions; be sure to read them over so you know if your purchase will qualify.
Here are a couple of things to keep in mind:
Bottom Line: Using Amex Offers is a simple way to earn bonus points or save money. From your online account, you can add an offer to a particular credit card, and then use that card to make the required purchase. You will receive a statement credit or bonus Membership Rewards points within 90 days.
If you qualify for an Amex Offer, you should receive an email as soon as you redeem the offer. Then you will see a statement credit or bonus American Express Membership Rewards points post to your account within 90 days. From my experience, the credit or bonus points usually show up much faster than that.
There are 2 ways you can double-check your statement to confirm that you received the credit from your Amex Offer.
However, if the credit you are looking for is not on the current statement, you won’t be able to view it there.
Some Amex Offers reward you with bonus Membership Rewards points instead of a statement credit. Here’s how to make sure you receive the points you expect.
You can also view and add Amex Offers to your credit card on your phone.
One of the coolest parts about Amex Offers on mobile is that you can see how much money you have saved over the lifetime of the card. After you log in and click Offers, you will see your total savings to date at the top of the screen.
To see each transaction that you’ve redeemed, click on Offers and then go to My Offers. This screen defaults to the offers that are currently added to your card.
If you click Redeemed, it will show you all of the Amex Offers you have redeemed and the total amount of money you have saved.
You can also access your Amex Offers through Messenger. Download the Messenger app on your phone, and then type “AmericanExpressUS” into the search bar to locate the Amex bot.
Select Get Started and log in to your American Express account. Once you are connected, just type “Amex Offers” in the Amex bot conversation box to view the latest offers available.
Sometimes you get lucky and a great Amex Offer pops up just when you need it. Sometimes you need to get a little creative to squeeze out all of the value.
Keep an eye out for offers at stores that sell gift cards! This is one of the best ways to get lots of value out of Amex Offers.
For example, you might see an offer for a store like Staples, where you can use the offer to purchase gift cards to other stores.
In the past we’ve seen a $20 statement credit with a $100 Staples purchase. That offer included gift cards, so you could get $100 worth of gift cards for $80.
Right now one of my cards is offering 10% back (up to $100) at Staples and Lowe’s. Physical gift cards qualify for these offers as well, so you could purchase up to $1,000 in gift cards at either of these stores and receive 10% off.
One common offer is 2x points at certain stores. These tend to be stores that aren’t in typical bonus categories, so it’s a great time to get bonus points on these types of purchases.
Any Amex Offer you use on a purchase doesn’t affect any of the other rewards or coupons you can use. That means you can double up an Amex Offer with a store coupon, credit card bonus points, or cash-back you might earn from a shopping portal.
Amex Offers are one of my favorite perks on American Express cards. They are available on almost all Amex cards, and can be used for statement credits or bonus American Express Membership Rewards points.
The offers change often and are usually only available for a limited time, so be sure to check back frequently so you don’t miss anything!
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.
Was this page helpful?
Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure and Forbes Advisor.
Travel is changing fast... Stay on top of all the points strategies, exclusive offers & pivotal news - and lock in huge savings along the way.
We respect your privacy. Please view our privacy policy here.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.
25 comments
Michelle
January 24, 2019
I have the American Express Gold Card and I am interested in getting point offers instead of cash-back offers. For example, my friend gets an offer for a store… “Spend $100 and get 1000 points”. I only get offers like, “Spend $100 and get $20 back”. Do you know of a way to get more point offers?
Katie Seemann
January 26, 2019
Hi Michelle,
Unfortunately there is no way to control which offers you get. It is fairly common to see slightly different offers on different cards (cash back vs bonus points) but there is no way to indicate which types you prefer.
Kimberly Dunn
June 11, 2019
I tried logging in yesterday to American Express to get the Shinola benefits before I went shopping. I received an error message twice. I was unable to get the benefits. I just tried to get the rewards and benefits page again today and still, I receive an error message. I purchased $375 worth of Shinola merchandise using my Amex card. How do I receive the $100 credit?
Jarrod West
June 11, 2019
Hi Kimberly,
I would advise that you speak with the American Express customer service to see if they can retroactively add the credit for you.
Clarence L
June 01, 2020
Is the minimum spend before or after tax? I have a spend $75 and get $15 back, but I only have $70 of items I want to buy before tax. However after tax it pushes it over $75, if it shows up over $75 on the statement I assume it qualifies?
Jarrod West
June 01, 2020
Hi Clarence,
That is correct. If the charge that shows up on your Amex account is greater than $75 then the Amex offer should be applied.
Uce
September 18, 2020
Do the offers I add to my card have an influence on the type of offers I receive? I seem to mostly get offers for things I would never buy, like kid’s clothing, or for places in cities I have no interest in visiting, like Miami. I want to add some offers to my card, not to use them, but to clear space in the list of 100 available offers, to make room for an offer I might possibly actually use. But I don’t want to add offers if they are going to say, “Hey, looks like this guy likes offers for kid’s clothing in Miami!” and just replace them with more of the same.
Jarrod West
September 18, 2020
Hi Uce,
As far as I know, the offers that you are shown don’t necessarily have anything to do with offers you’ve added in the past.
Justin
September 24, 2020
I just received Amex Green and noticed there was the same offer that I have already added on Amex Hilton Aspire. I already redeemed the offer and it was disappeared on the Aspire card but the same offer still appears as the added offer on Amex Green. So will I be able to redeem that off on Amex Green as well? In fact, I ordered the clothes online and they didn’t fit so I exchanged the items in-store (still met the offer requirement) but the rebate was clawed back after returned items we’re credited back, and new charges made for exchanged items. I chatted CS and she told me it was supposed to be one time offer so I wouldn’t receive the rebate. I am thinking about returning everything back and charge on Amex Green if that’s going to work.
JUSTIN
September 24, 2020
I forgot to mention there is a limit of one statement credit per card member on full offer terms.
Phil
September 27, 2020
What about offers that allow usage twice? Can you get both uses out of it from ONE transaction? Like, get $5 statement credit for $50 spend, usable twice. Can I do one $100 transaction and get $10?
Jarrod West
September 28, 2020
Hi Phil,
Unfortunately not, if the offer is useable multiple times then it requires multiple transactions.
Randy
November 10, 2020
Does an offer disappear from the “Added to Card” tab once you’ve used it? I show a credit for an offer I redeemed (Staples 10% back) but there is still one in my tab. I’m wondering if its a newer offer than the one that i show I redeemed the last day of August. Thoughts?
Jarrod West
November 11, 2020
Hi Randy,
It is possible that you may have received a new Staples offer, or the Staples offer you received before might be able to be redeemed multiple times.
Brenda Ives
July 31, 2021
If I product change to a different card, will the current amex offers still be available on my new card?
Jarrod West
August 02, 2021
Hi Brenda,
Not necessarily. Some Amex Offers are only available on certain Amex cards. What card were you thinking of producing changing to and what card do you have now?
Michael S
December 09, 2022
A major pain point for AMEX, which should be clarified is the transaction must post before the expiration date. So, there is a high likelihood most offers that claim they expire in a few days in all practicality have already expired. Not sure why AMEX does this as it’s a very bad customer experience if you run into this issue, and other credit card vendors such as Chase use the transaction date rather than the post date
Asha
January 27, 2023
If you have 2 household cards on the same account is the offer added to both? Thanks!
Jarrod West
January 28, 2023
Hi Asha,
An offer can only be added to one card.
Nathan
February 03, 2023
I have two Amex cards – one a Bread card the other a Delta card. I’m confused whether I might potentially be able to see/use a same offer on both cards.
Jarrod West
February 03, 2023
Hi Nathan,
You might see identical offers on 2 of your cards, but the other can only be added to 1 card.
Patrick
March 10, 2023
I have a Plat with 3 additional cards. Can each card use the offer from the main card? ie 4 times?
Jarrod West
March 10, 2023
Hi Patrick,
Unfortunatley not. Amex offers cannot be used across multiple cards.
Kyle
May 10, 2023
Hi,
Sorry if this is beating a dead horse but what happens in this specific situation: I have a platinum amex. My wife also has a platinum amex as an additional card member. So, the same account numbers except for the last 5 digits. If I add an offer to my card through the online portal, but then my wife goes and shops at that store and uses her additional household card, will she reap the benefits of the offer?
Jarrod West
May 10, 2023
Hi Kyle,
You should both receive the offer if you add it to the main card.
Any thoughts or questions? Comment below!
Email needed if you'd like comment updates. It will NOT be published.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.