Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

Hilton Honors American Express Aspire Card – Full Review [2023]

Jarrod West's image
Jarrod West

Jarrod West

Senior Content Contributor

Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Keri Stooksbury

Keri Stooksbury

Editor-in-Chief

Countries Visited: 39U.S. States Visited: 28

With years of experience in corporate marketing and as the Executive Director of the American Chamber of Commerce in Qatar, Keri is now Editor-in-Chief at UP, overseeing daily content operations and r...
& Kellie Jez

Kellie Jez

Director of Operations & Compliance

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Terms Apply / Rates & Fees

Hilton Honors American Express Aspire Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4.5
  • 150,000 points

  • $450

  • 20.74% - 29.74% Variable

  • Good to Excellent (670-850)

Hilton Honors American Express Aspire Card

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4.5
Learn More

(at Amex's secure site)

Paying hundreds of dollars for an annual fee on a co-branded hotel card might seem ridiculous, but you should know that the Hilton Honors American Express Aspire Card is much more than your run-of-the-mill hotel credit card.

The Hilton Aspire card is not only a phenomenal card for Hilton Honors loyalists, but even those who visit Hilton hotels just a few times a year can still get excellent value out of all the benefits that are packed into this card.

So let’s have a look at what makes the card so valuable to travelers.

Summary
Card Details
Pros & Cons
More Reads

150,000 points

Learn More

(at Amex's secure site)

Great Card If

  • You’re a frequent traveler
  • Hilton is your hotel of choice, you stay there often, and spend heavily
  • You value luxury travel benefits such as lounge access and top hotel loyalty status

Don’t Get If

  • You’re not a frequent traveler
  • You don’t stay frequently or spend a lot at Hilton hotels
  • You’re looking for flexible rewards redemption options
  • You’re not interested in paying a $450 annual fee, regardless of any value received

Hilton Aspire Card — Is It Worth It?

If you are someone who travels frequently, loves staying at Hilton hotels, and knows they will get more value out of the benefits of the card relative to the annual fee, then the Hilton Aspire card would absolutely be worth it for you.

While the annual fee might feel a bit steep, when you account for all of the benefits that the card offers like complimentary Hilton Diamond status, a $250 Hilton resort credit, a $250 airline fee credit, Priority Pass lounge access, and a free weekend night award each year, it is easy to see how much value the card can provide.

Hilton Aspire Card Top Benefits

Complimentary Hilton Diamond Status

Perhaps the best benefit of the Hilton Aspire card is that it offers all cardholders top-tier Diamond status in the Hilton Honors program. Usually, you need to spend 60 nights a year in a Hilton hotel in order to achieve Diamond status, but Hilton Aspire cardholders get it right away.

Here are some of the benefits you can expect with Hilton Honors Diamond status:

  • 100% point bonus on stays
  • Room upgrades, including suites
  • Complimentary breakfast
  • Executive Lounge access
  • Welcome amenities

Anniversary Free Night Certificate

Each year on your account anniversary, Hilton Aspire cardholders receive 1 free night certificate that can be used at almost any Hilton hotel within its portfolio.

This benefit alone can drastically help offset the annual fee, as many of the most expensive hotels in the Hilton portfolio can cost hundreds of dollars per night.

$250 Annual Hilton Resort Credit

Each cardmember year, you’ll receive $250 in statement credits for incidentals at participating Hilton resorts. This $250 can be used on items like dining, activities, and spa treatments.

$250 Annual Airline Fee Credit

As with other airline fee credits offered from American Express cards, each year you’ll receive $250 in statement credits for incidentals from an airline of your choice. However, the credit only applies to incidental fees like change or cancellation fees, checked bag fees, internet fees, etc.

Priority Pass Select Membership

Hilton Aspire cardholders receive a Priority Pass Select membership that allows you and 2 traveling companions to visit over 1,300+ airport lounges worldwide.

$100 Credit at Waldorf Astoria and Conrad Properties

When you book a 2-night stay or longer at Waldorf Astoria or Conrad properties, your room rate (not including prepaid and non-refundable rates) and on-site purchases qualify for a $100 statement credit each membership year.

How To Earn and Redeem Your Hilton Honors Points

Put simply, the Hilton Aspire card is great at earning points thanks to the complimentary Diamond status it offers and 14x points per $1 it earns on Hilton stays. However, that isn’t the only way to earn Hilton Honors points, in fact, there are tons of great ways to earn Hilton Honors points outside of using your card.

Once you’ve earned a large balance of Hilton Honors points you can put them to good use by redeeming them at one of the many great Hilton hotels worldwide — plus you get your fifth night free on award stays!

Alternative Cards to the Hilton Aspire Card

Marriott Bonvoy Brilliant™ American Express® Card

As far as premium hotel cards go, the Marriott Bonvoy Brilliant card is really the only other option. This card is perfectly suited for those who prefer Marriott hotels to Hilton hotels and want to take advantage of benefits like automatic Gold Elite status, an annual free night certificate, and a $300 annual Marriott statement credit.

The Platinum Card® from American Express

If there is one card that is all about the benefits, it is the Amex Platinum card. The Amex Platinum card offers Gold status with both Marriott and Hilton hotels upon enrollment and offers access to 1,400+ airport lounges. Cardholders are also eligible for statement credits for Uber Cash, airline fees, Saks, prepaid hotels, Equinox, digital entertainment, CLEAR, and Walmart+.

Check out our head-to-head detailed comparison of the Amex Platinum card vs. the Hilton Aspire card.

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.
For rates and fees of The Platinum Card® from American Express, click here.

Frequently Asked Questions

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

2 comments

Sok Panha

January 24, 2022

Can the $100 credit be used on award nights?

Jarrod West

January 25, 2022

Hi Sok,

Yes, it can be used on award nights.

Any thoughts or questions? Comment below!

Email needed if you'd like comment updates. It will NOT be published.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

DMCA.com Protection Status