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$200
$0
0% intro APR on purchases for 15 months; then 19.24%-29.99% Variable
Good to Excellent (670-850)
This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!
(at Amex's secure site)
When it comes to cash-back credit cards, there are dozens of options to choose from. So what sets the Blue Cash Everyday® Card from American Express apart from the rest?
This card is excellent at earning cash-back on your everyday purchases at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases. So if you regularly spend money on everyday purchases, this could be the perfect card to add to your wallet.
Put simply, the Blue Cash Everyday card is a top-notch card option for anyone who is looking to start earning cash-back on purchases.
Not only does the card offer 3 great bonus categories for you to earn additional cash-back on, but it also offers purchase protection to help keep all of those items covered in case anything goes wrong.
The Blue Cash Everyday card is living up to its name by offering statement credits for everyday household purchases:
The Blue Cash Everyday card provides secondary car rental insurance, so you’ll be covered for any damage or theft to most rental cars (excluding luxury vehicles). However, it is secondary rental coverage, meaning coverage only kicks in for anything that your primary insurance provider won’t cover.
When you purchase an item with your card and the item is accidentally damaged, stolen, or lost, you can have the item replaced or reimbursed for up to 90 days from the purchase date. This benefit offers coverage up to $1,000 per item and $50,000 per calendar year.
When it comes to earning as much cash-back as possible, use your card on purchases in the card’s 3 major bonus categories: U.S. supermarkets, U.S. gas stations, and U.S. online retail purchases
Of course, you’ll still earn 1% cash-back for all purchases outside of these categories as well (and once you’ve hit the cap on each category) — which can really add up from month to month!
Once you’re ready to redeem, you can get a statement credit to offset your previous purchases — your only redemption option.
While there is no limit to the amount of cash-back rewards you can earn each year, you must earn at least $25 in cash-back rewards before you’re able to redeem them.
If you’d like a card that is an overall improvement upon the Amex Blue Cash Everyday card and don’t mind paying an annual fee, then you’ll love the Amex Blue Cash Preferred card. This card takes your cash-back earnings to the max with 6% back at U.S. supermarkets (up to $6,000) and on select U.S. streaming services, plus 3% back at U.S. gas stations and on transit purchases such as rideshares and public transportation.
Check out our direct comparison of the Amex Blue Cash Everyday card vs. Amex Blue Cash Preferred card.
If you prefer a no-annual-fee card with varied bonus categories and flexible rewards, the Freedom Unlimited card may be more your speed. With it, you’ll earn 5% back on travel purchased through the Chase Ultimate Rewards travel portal, 3% on dining and at drugstores, and 1.5% back on all other purchases. Plus, your rewards aren’t limited to cash-back redemptions — you can also use them towards travel, gift cards, experiences, and multiple other options.
We weigh the pros of cons of each card in our guide: Amex Blue Cash Everyday card vs. Freedom Unlimited card.
We’ve also compared this card to other popular cards:
The information regarding the Chase Freedom Unlimited® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of the Blue Cash Everyday® from American Express, click here.
For rates and fees of the Blue Cash Preferred® Card from American Express, click here.
Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.
Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.
6 comments
Gavin
February 13, 2022
Do I qualify for an Amex Blue credit card?
Christine Krzyszton
February 14, 2022
Hi Gavin. Good to excellent credit is recommended (670-840) in order to be approved. If you are in this credit score range, you may qualify. You may want to order a copy of your credit report if you are not sure of your credit history. (www.annualcreditreport.com)
Roberto Ruiz
June 26, 2022
Do they verify Transunion or Equifax?
Christine Krzyszton
June 26, 2022
Hi Roberto. Amex can pull credit from any of the 3 credit bureaus but primarily it is known to pull from Experian.
Mel
May 11, 2023
Check Amex website to see if you are pre-approved to avoid a hard pull on your credit report .
Katie
April 21, 2023
I have a credit score of 766 and wasn’t approved, smh.
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