Edited by: Stella Shon
& Kellie Jez
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This card is undoubtedly the #1 card for luxury travel benefits. From the best lounge access (of any card) to statement credits, to complimentary elite status, you can’t go wrong.
(at Amex's secure site)
When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.
Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.
The Amex Platinum card is well worth it for frequent travelers who want luxury travel and lifestyle perks, and who can regularly take advantage of the card’s premium benefits.
When you combine best-in-class airport lounge access with 5x earnings on airfare and prepaid hotels booked with Amex Travel, Gold elite status with Marriott Bonvoy and Hilton Honors, and access to Amex’s Fine Hotel & Resorts program, you’ve got a package that makes for one of the best travel cards in the industry.
While it’s true that the annual fee might initially give you pause, when you consider the bevy of credits that come with the card, the math starts to come out in your favor.
Virtually every benefit offered with the card is tailored toward enhancing your travel experiences, and it shows, making it a perfect complement to any traveler looking to upgrade their travels.
Active-duty Military? You can access exclusive military perks and benefits as an Amex Platinum cardholder.
One of the easiest ways to determine how worthwhile the Amex Platinum card will be to you is to consider how much value you’ll get out of the card’s annual credits, and whether or not that figure exceeds the annual fee you pay. These credits include:
Note that some credits require enrollment, so be sure to explore your American Express account to make the most of your card.
By far one of the best benefits of the card is the level of airport lounge access that it offers via the American Express Global Lounge Collection.
Not only do you get access to Priority Pass lounges that many other premium credit cards offer, but you also get access to swanky Amex Centurion Lounges, International Centurion Lounges, Escape Lounges – The Centurion Studio Partner, Plaza Premium Lounges, Airspace Lounge, select Virgin Clubhouses, select Lufthansa lounges when flying with Lufthansa Group the same day, and Delta Sky Clubs when flying with Delta the same day.
This means that no matter what airport you find yourself in, you’ll almost always have a lounge that you can kick back and relax in thanks to your Amex Platinum card.
Both status levels will earn you extra points on stays, space-available room upgrades, late checkout if available, and much more.
If you regularly rent cars during your travels, you’ll love that the Amex Platinum card gets you automatic National Emerald Club Executive status, along with Avis Preferred and Hertz Gold Plus benefits.
Perks from each company include, but aren’t limited to, vehicle upgrades, discounts, expedited pickup lanes, and convenient dropoff locations.
If anything goes wrong during your travels, your Amex Platinum card keeps you covered with the following travel insurance benefits:
The doesn’t just offer travel protections though. You’re also covered with the following consumer protections:
Naturally, aside from using your card for your daily purchases, you’ll want to learn how you can earn as many Amex points as possible. Fortunately, we have a comprehensive guide covering all the best ways to earn Amex Membership Rewards points.
From there, you’ll want to learn about all the best ways to redeem your Amex points. This will help you start traveling like a pro while getting huge value out of your hard-earned points.
Some of our favorite ways to redeem our Amex Membership Rewards points include utilizing select Amex travel transfer partners to book business and first class tickets for a mere fraction of the typical cash price!
The Chase Sapphire Reserve card offers 3x points per $1 spent on all travel and dining purchases, with the travel definition being extended to include airfare, hotels, Airbnb, Uber/Lyft, and more.
Combine that with a $300 travel credit and a Priority Pass membership, and it makes for a compelling option.
While the Chase Sapphire Reserve card doesn’t feature nearly the level of elite benefits that the Amex Platinum card does, this could be a good option for you if you’re after a more well-rounded travel card.
Check out our head-to-head comparison of the Amex Platinum card vs. the Chase Sapphire Reserve card.
If you prefer a premium rewards card that offers airport lounge access at a lower annual fee, then the Capital One Venture X card could be a perfect option.
With its $395 annual fee (rates & fees), you’ll get complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network, a 10,000-mile anniversary bonus at your first anniversary, up to $300 annual travel credit, and much more.
The card earns 10x miles per $1 on hotels and rental cars booked through Capital One Travel, 5x miles per $1 on flights booked through Capital One Travel, and 2x miles per $1 on all other purchases.
Which card is right for you? See our detailed comparison of the Amex Platinum card vs. the Capital One Venture X card.
We’ve also compared the Amex Platinum card to a number of other popular cards:
For rates and fees of The Platinum Card® from American Express, click here.
Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.