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Juan Ruiz

Compliance Editor & Content Contributor

26 Published Articles

About Juan Ruiz

Juan has been writing and editing stories involving credit cards, loyalty programs, travel, and personal finance topics for more than 10 years. In addition to working and contributing to a number of outlets including The Points Guy, Forbes, and Business Insider, Juan was recently the editor-in-chief at Money Under 30 where he led a team of personal finance journalists. He is also an adjunct professor at Florida International University and a licensed real estate agent.

Juan’s insatiable case of wanderlust began in elementary school, with his parents sending him as a solo traveler to Bogota, Colombia in order to spend summers with his grandma and extended family. Today, Juan has visited 40 countries, including studying abroad in Australia. Some of his favorite places include Tokyo, Uruguay, Paris, and Rio de Janeiro.

Juan, his wife Stephanie, and 3 daughters live in Fort Lauderdale, Florida, where they embark on travel adventures across the world using points and miles earned from more than 25 credit cards he possesses. His crowning achievement is showing his 3 daughters the world, through a global lens.

Juan holds a Bachelor of Business Administration degree from Florida International University and a Master’s of Education from the University of Miami.

You can follow Juan on Instagram and Twitter.

Countries Visited: 40
U.S. States Visited: 27
Highest Hotel Status: World of Hyatt Globalist, Hilton Honors Diamond
Highest Airline Status: American AAdvantage Gold, JetBlue Mosaic
Favorite Airline Alliance: Oneworld
Favorite Business Class: Qatar Qsuite
Favorite First Class: Singapore First Class Suite
Best Redemption Value: Cathay Pacific long-haul business class for 4 at 50,000 Alaska miles per person. Cash value? $35,000!
Favorite Type of Points: Chase Ultimate Rewards
Top 3 Cards in Wallet: American Express® Gold Card, Chase Sapphire Preferred® Card, The Business Platinum Card® from American Express


Countries visited icon

Countries Visited

US states icon

U.S. States Visited

World of Hyatt Globalist, Hilton Honors Diamond

American AAdvantage Gold, JetBlue Mosaic


Singapore First Class Suite

Qatar Qsuite

Cathay Pacific long-haul business class for 4 at 50,000 Alaska miles per person. Cash value? $35,000!

Chase Ultimate Rewards

Juan's Latest Articles

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Hilton Santa Marta in Colombia [In-Depth Hotel Review]

The majority of foreign first-time visitors to Colombia are drawn to the charming colonial city of Cartagena, located on the country’s Caribbean coast. While Cartagena has a lot to offer visitors with its colorful walled city, world-class restaurants, bustling nightlife,…

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Select Chase Cards Targeted for a Limited-time 5x to 7x Spending Bonus

Chase’s newest targeted offers allow you to earn 5x to 7x points at gas stations, grocery stores, and restaurants on up to $1,500 combined spend from July 1, 2023, through September 30, 2023, on select co-branded cards. Chase has been…

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The Ritz-Carlton Key Biscayne, Miami [In-depth Review]

Key Biscayne is a 5-mile-long barrier island paradise just minutes from downtown Miami. You’ll leave the mainland behind as you journey over the stunning Rickenbacker Causeway to Key Biscayne where you’ll find sandy beaches, nature preserves, and restaurants with amazing views….

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Book Flights From 14,000 Points With Virgin Atlantic’s 30% Off Award Sale

Virgin Atlantic is offering another sale through which where you can book an award flight and save 30% off the number of Virgin Points required on select routes through September 30, 2023. There are a few restrictions to be aware…

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[Expired] Transfer Citi ThankYou Points to Cathay Pacific With a 15% Bonus

Update:The offer mentioned below has expired and is no longer available. If you have Citi ThankYou Points and want to get the most out of them, there’s a deal worth considering. Right now, you can receive a 15% bonus when…

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[Expired] New 25,000-Point Welcome Bonus Offer for Citi Rewards+ Card

Update:The offer mentioned below has expired and is no longer available. While the Citi Rewards+® Card isn’t as well-known as some other travel rewards cards, it’s a great choice for customers who want to rack up valuable ThankYou Points without…

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Grosvenor House, a Luxury Collection Hotel, Dubai [In-depth Review]

As a first-time traveler to Dubai, I decided to poll all of my friends who had traveled extensively for their input on the best neighborhood in Dubai to use as a home base from which to explore the city, as…

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New Hyatt Studios Brand Debuts For Extended-stay Travelers

Hyatt has announced plans to launch a new extended-stay brand called Hyatt Studios. Sitting somewhere in the middle of full-service and limited-service hotels, the Hyatt Studios brand will join the likes of existing Hyatt Place, Hyatt House, and Caption by…

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I Rarely Fly British Airways — Here’s Why Avios Are Still My Favorite for Award Travel

I haven’t flown with British Airways in over a decade. Not a single flight on the U.K.’s flag carrier. However, this doesn’t mean that BA’s loyalty program hasn’t won my heart. This is because the British Airways Executive Club (the…

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The Final Four: How Points and Miles Got My Daughter and Me There

If you’ve been reading Upgraded Points for a while, you’re probably already aware of how passionate we are about travel rewards. With points and miles, you can get amazing things like first class flights and top-notch hotels. This makes luxury…

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[Expired] Save €100 on Round-trip Fares With Aegean’s Latest Promotion

Update:The offer mentioned below has expired and is no longer available. Greek carrier Aegean Airlines is offering an attractive sale where you can save up to €100 (~$108 USD) on round-trip flights from Greece to all international destinations served by…

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Frontier Expands From Atlanta and Dallas-Fort Worth This Summer

The ultra-low-cost carrier Frontier Airlines has announced the launch of 3 new routes departing from Hartsfield-Jackson Atlanta International Airport (ATL), in addition to resuming 2 routes that had been previously discontinued. In addition to these new services, Frontier Airlines plans on making…

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Qatar Airways Refreshes Inflight Menu Featuring 5 Qatari Dishes

Passengers traveling with Qatar Airways on select routes across North America, Asia, Australia, Europe, and the Middle East will be treated to a new onboard menu featuring Qatari-inspired dishes. With the new inflight menu, the world-class airline hopes to celebrate…

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Park Hyatt Dubai [In-depth Review]

Dubai is strewn with 5-star hotels, many of which adorn the city’s skyline with glitz and glamour. When planning my first trip to Dubai, I asked friends who had lived there and did a lot of my own research to…

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Grand Hyatt Istanbul in Türkiye [In-depth Review]

Istanbul is a huge city with a rich history, culture, and beautiful architecture. Türkiye’s most populous city has long been on my radar as a place I’ve wanted to visit. The motivation for my journey to the megacity came from…

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Wells Fargo and Choice Hotels To Launch a New Credit Card

Wells Fargo, Choice Hotels International, Inc., and Mastercard are joining forces to roll out a new co-branded hotel credit card. Previously, Choice Hotels had partnered with Barclays for its Choice Privileges® Visa Signature® Card, which is no longer available to…

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How My Hyatt Globalist Status Scored Me a Free Cruise

Holland America has introduced a status match offer that may give you an opportunity to score a free cruise if you hold elite status with a casino’s loyalty program. Certain individuals who have matched their hotel elite status (such as…

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Hyatt Ziva Cap Cana in Punta Cana, Dominican Republic [In-depth Review]

Sometimes you need a carefree vacation where the most difficult choice to make is whether to have chicken or fish for dinner. This is particularly true after the holiday season, which can be a stressful and anxiety-inducing time for many…

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Turkish Airlines Boeing 787 Business Class Review [ORD to IST]

Airline: Turkish Airlines (TK) Aircraft: Boeing 787-9 (TC-LLA) Flight #: TK186 Route: Chicago O’Hare International Airport (ORD) to Istanbul Airport (IST) Date: January 13, 2023 Duration: 10hr 15min Cabin and Layout: Business class, 30-seats, 1-2-1 Seat: 8A Cost: 63,000 Avianca…

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Marriott Bonvoy Removing Transfer Bonuses for 3 Popular Airline Partners

While it’s commonly understood that you can use Marriott Bonvoy points to book free hotel night awards at Marriott properties worldwide, the Marriott Bonvoy program also delivers a valuable way to use your points besides on hotel stays — by…

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Capital One To Launch Landings, a New Airport Lounge Dining Concept

When it comes to reimagining the airport lounge and travel experience, Capital One continues to push the envelope. And the issuer is looking to expand its vision for the travel sector even further with the debut of a new airport…

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Find out about other members of the team

Andrew Kunesh

Former Content Contributor

Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City.

He’s a lifelong traveler and took his first solo trip to San Francisco at the age of 16. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt. Andrew formerly worked for The Points Guy and is now Senior Money Editor at CNN Underscored.

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