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Susan Wright

Former Finance Contributor

17 Published Articles

About Susan Wright

While writing about finance and insurance isn’t something that keeps most people awake at night, it is what Susan Wright has focused on for more than 25 years. As a financial copywriter, Susan has an eye for money-related details such as credit and savings, and she loves to pass along helpful information to consumers.

Susan holds 11 financial industry designations (including CLU, ChFC, RHU, REBC, ADPA, CITRMS, CIPA) as well as several licenses. She also earned her BA from Michigan State University, and her MBA from St. Louis University. She has been the sole owner and writer at Insurance Promotion Services since 2003.

Susan is also in the process of compiling a book about the building of the Gateway Arch, where she plans to include several stories from one of the builders of this monument, her father. An avid Cardinals (baseball) and Blues (hockey) fan, Susan resides in St. Louis, Missouri.

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Susan's Latest Articles

How To Get a Business Credit Card (Regardless of Your Company’s Size)

If you own or run a company, it’s likely that you have at least some business-related expenses. Rather than paying these costs outright with a check or cash, though, there could be some definite advantages to using a business credit…

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10 Reasons for Business Owners To Get a Business Credit Card

Owning a business can entail a myriad of financial transactions — many of which may require more cash than you have on hand. For that and other reasons, it can be a wise move to apply for a business credit…

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Charge Cards vs. Credit Cards — What Are the Differences?

With so many ways to pay for things these days — including cash, check, debit, credit, and many online payment processing systems — it can almost be overwhelming trying to determine which one to use. This decision-making can be intensified…

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The Definitive Guide to Credit Card Fees [and How to Avoid Them]

Credit cards offer a convenient method of paying for items and services we need and want. These awesome little pieces of plastic can open up a whole new world of opportunity to purchase things like computers, televisions, luxury vacations, and…

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Credit Card Interest – How It’s Calculated & How To Avoid Paying It

Receiving a credit card application can be exciting — especially if you’ve been preapproved for a card. Credit cards can allow you to make purchases immediately, even if you don’t actually have the money in your bank account. But before…

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The Best Ways To Monitor Your Credit Score & Credit Report

Making large purchases such as a vehicle or a home will often require you to borrow money. But before a lender or creditor will provide you a loan or credit, they typically want to know just how much risk they’re taking…

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How To Cancel a Credit Card, and Is It Bad for Your Credit Score?

If you’re in the process of simplifying your finances, then you may be wondering how to cancel a credit card that you don’t use. Likewise, if you do cut ties with 1 (or more) of your credit cards, you might…

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5 Best Ways To Keep Your Credit and Personal Information Safe

There were more than 1.4 million identity theft victims in 2020 according to the U.S. Federal Trade Commission¹ (also known as the FTC). Over the past few years, the number of identity theft victims has grown significantly, with an increase of…

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5 Best Ways To Repair Your Credit After Bankruptcy

If you’ve filed for bankruptcy, it’s likely you’ve undergone substantial changes in your financial life. Although bankruptcy is often a last resort, you may feel you have no other options. Even though bankruptcy can be tough, it typically offers a…

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The Ultimate Guide to TransUnion – Check Your Credit Report & Credit Score

Your credit history can be your ticket to qualifying for a mortgage and other types of loans at a great interest rate. But, it can also signal to lenders and creditors that you might pay your bills late, or not…

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How To Remove Credit Inquiries From Your Credit Report (Includes Credit Removal Letter Template)

If you’ve ever applied for a loan, credit card, or other types of credit, you’ve likely been the subject of a credit inquiry. Typically, whenever you’re applying for credit or borrowing funds, the lender or creditor involved will want to…

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How to View Your Credit Score For Free (For All 3 Credit Bureaus)

Because your credit score can have a big impact on the interest rate you’re offered on loans and credit cards — as well as whether you’ll even qualify — it’s important to keep tabs on this figure regularly. Unfortunately, though,…

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The Ultimate Guide to Equifax – Check Your Credit Report & Credit Score

Because your credit report and your credit score are such important components in qualifying for loans and credit — and determining the interest rate you may be offered when borrowing — it can be beneficial to understand where your information…

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The Ultimate Guide to Experian – Credit Reporting for Consumers & Businesses

Your credit report and credit score contain key information used by lenders, creditors, and other entities (such as utility companies and potential employers) in choosing whether to move forward with you in a wide range of transactions. This information is…

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How To Fix (Or Dispute) Errors and Mistakes on Your Credit Report

Your credit score plays a big role in your overall financial life, and it’s important to keep it as high as possible — especially if you’re planning to apply for a home loan or other type of credit in the…

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10 Tips and Strategies To Improve Your Credit Score

Your credit score is a key indicator of how risky you are to lenders and creditors considering extending you a loan or line of credit. Because these entities don’t know you personally, all they have to go on is a…

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What Is a Good or a Bad Credit Score? Plus, 5 Tips To Boost Yours!

If you’re planning to apply for a loan anytime soon — or even if you just want to establish good credit — it’s important to know exactly where you stand in terms of your credit score. Having a good or…

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Find out about other members of the team

Andrew Kunesh

Former Content Contributor

Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City.

He’s a lifelong traveler and took his first solo trip to San Francisco at the age of 16. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt. Andrew formerly worked for The Points Guy and is now Senior Money Editor at CNN Underscored.

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